指標
自己資本比率
ネットキャッシュ比率
D/Eレシオ
負債・純資産の部
負債・純資産の部
利益剰余金
有利子負債・現金
資産の部
資産の部
流動資産
有形・無形固定資産
投資有価証券
のれん
貸借対照表
2016-03千円 | 2017-03千円 | 2018-03千円 | 2019-03千円 | 2020-03千円 | 2021-03千円 | 2022-03千円 | 2023-03千円 | 2024-03千円 | 2025-03千円 | 2026-03千円 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 資産の部 | |||||||||||
| 流動資産 | |||||||||||
| 現金及び預金 | 665,062 | 1,972,520 | 796,715 | 896,836 | 979,058 | 1,103,317 | 1,022,308 | 1,201,061 | 1,438,424 | 2,351,163 | 2,743,286 |
| 未収保証料 | 201,410 | 433,568 | 589,417 | 691,770 | 753,278 | 919,340 | 1,129,067 | 1,356,312 | 1,719,935 | 1,993,051 | 2,539,518 |
| 未収手数料 | - | 13,770 | 19,491 | 27,167 | 34,856 | 42,302 | 50,039 | 65,851 | 79,093 | 92,031 | 104,851 |
| 受取手形、売掛金及び契約資産 | - | - | - | - | - | - | - | - | - | - | 617,719 |
| 未収入金 | - | - | - | - | - | - | - | 578,971 | 259,946 | 349,216 | 455,702 |
| 代位弁済立替金 | 636,008 | 1,997,909 | 3,049,938 | 4,340,325 | 5,265,540 | 4,991,217 | 4,715,199 | 5,113,651 | 6,283,984 | 6,871,835 | 8,576,503 |
| 収納代行立替金 | 1,672,141 | 263,795 | 471,822 | 546,962 | 547,092 | 1,069,894 | 1,389,066 | 967,667 | 1,270,587 | 1,527,565 | 1,961,503 |
| 販売用不動産 | - | - | - | - | - | - | - | 27,247 | - | 126,321 | 306,106 |
| 仕掛品 | - | - | - | - | - | - | - | - | - | 23,635 | 40,949 |
| 貯蔵品 | 8,359 | 9,980 | 14,899 | 12,749 | 11,839 | 11,999 | 15,528 | 15,167 | 15,073 | 24,830 | 22,256 |
| その他 | 58,738 | 96,189 | 153,814 | 246,228 | 267,463 | 304,745 | 344,765 | 169,305 | 313,825 | 323,374 | 355,140 |
| 貸倒引当金 | -33,000 | -77,140 | -112,000 | -1,118,000 | -2,027,000 | -2,341,200 | -2,066,900 | -1,810,300 | -2,007,200 | -2,428,200 | -3,256,100 |
| 売掛金及び契約資産 | - | - | - | - | - | - | - | - | - | 300,829 | - |
| 未収還付法人税等 | - | - | - | - | 3,925 | - | - | - | - | - | - |
| 繰延税金資産 | 290,516 | 307,497 | 338,207 | - | - | - | - | - | - | - | - |
| 流動資産合計 | 3,499,237 | 5,018,091 | 5,322,306 | 5,644,041 | 5,836,055 | 6,101,616 | 6,599,073 | 7,684,935 | 9,373,670 | 11,555,655 | 14,467,439 |
| 固定資産 | |||||||||||
| 有形固定資産 | |||||||||||
| 建物及び構築物 | 75,115 | 81,221 | 100,736 | 84,427 | 109,413 | 102,606 | 225,115 | 238,846 | 249,693 | 369,751 | 687,194 |
| 減価償却累計額 | -14,687 | -21,838 | -28,861 | -33,913 | -38,147 | -43,250 | -44,008 | -52,178 | -63,915 | -86,569 | -147,251 |
| 建物及び構築物（純額） | 60,428 | 59,382 | 71,874 | 50,513 | 71,266 | 59,355 | 181,107 | 186,667 | 185,777 | 283,181 | 539,942 |
| 土地 | - | - | - | - | 37,231 | 43,799 | 100,014 | 62,783 | 6,567 | 148,759 | 786,216 |
| リース資産 | 99,868 | 99,868 | 97,720 | 80,032 | 188,495 | 188,495 | 193,849 | 193,849 | 192,294 | 202,727 | 244,187 |
| 減価償却累計額 | -33,366 | -53,190 | -70,659 | -63,411 | -22,562 | -60,261 | -98,941 | -137,711 | -168,379 | -189,863 | -38,290 |
| リース資産（純額） | 66,502 | 46,677 | 27,060 | 16,620 | 165,933 | 128,234 | 94,907 | 56,137 | 23,915 | 12,864 | 205,896 |
| その他 | 82,270 | 90,655 | 108,055 | 102,971 | 85,510 | 68,763 | 99,116 | 104,699 | 131,402 | 156,136 | 199,366 |
| 減価償却累計額 | -51,662 | -66,086 | -73,920 | -77,112 | -69,235 | -53,644 | -55,617 | -63,116 | -77,926 | -107,224 | -139,110 |
| その他（純額） | 30,608 | 24,568 | 34,135 | 25,858 | 16,274 | 15,118 | 43,499 | 41,582 | 53,476 | 48,912 | 60,256 |
| 機械装置及び運搬具 | 34,910 | 32,710 | 32,767 | 34,389 | 32,561 | 37,331 | - | - | - | - | - |
| 減価償却累計額 | -30,480 | -30,523 | -26,211 | -30,117 | -29,808 | -31,623 | - | - | - | - | - |
| 機械装置及び運搬具（純額） | 4,430 | 2,187 | 6,555 | 4,272 | 2,753 | 5,708 | - | - | - | - | - |
| 有形固定資産合計 | 161,968 | 132,815 | 139,626 | 97,265 | 293,459 | 252,216 | 419,528 | 347,171 | 269,737 | 493,718 | 1,592,311 |
| 無形固定資産 | |||||||||||
| ソフトウエア | 94,022 | 141,706 | 157,274 | 136,007 | 391,364 | 326,271 | 274,385 | 223,404 | 173,255 | 225,573 | 202,502 |
| ソフトウエア仮勘定 | - | - | 7,560 | 145,778 | 1,109 | 1,760 | 770 | 198 | 71,237 | 157,950 | 357,259 |
| のれん | - | - | - | - | - | - | - | - | - | 636,171 | 2,109,696 |
| その他 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 131,375 | 99,209 |
| リース資産 | 16,204 | 11,785 | 7,365 | 6,333 | 2,620 | 1,853 | 1,086 | 319 | - | - | - |
| 無形固定資産合計 | 110,237 | 153,501 | 172,209 | 288,129 | 395,103 | 329,894 | 276,251 | 223,931 | 244,502 | 1,151,070 | 2,768,668 |
| 投資その他の資産 | |||||||||||
| 投資有価証券 | 820 | 770 | 800 | 677 | 568 | 640 | 80,176 | 73,144 | 128,446 | 128,680 | 256,806 |
| 破産更生債権等 | - | - | - | - | - | - | - | - | - | - | 1,289,701 |
| 繰延税金資産 | - | - | - | - | 1,120,141 | 1,247,238 | 1,265,574 | 1,229,139 | 1,339,413 | 1,704,410 | 2,310,213 |
| その他 | 141,821 | 159,141 | 255,031 | 231,747 | 262,464 | 446,564 | 500,754 | 559,701 | 576,932 | 962,698 | 743,001 |
| 貸倒引当金 | -37,101 | -40,660 | -109,098 | -64,066 | -74,598 | -224,015 | -308,903 | -362,111 | -346,281 | -354,258 | -1,290,401 |
| 繰延税金資産 | 76,812 | 144,606 | 200,522 | 835,819 | - | - | - | - | - | - | - |
| 投資その他の資産合計 | 182,351 | 263,857 | 347,255 | 1,004,177 | 1,308,575 | 1,470,427 | 1,537,601 | 1,499,873 | 1,698,511 | 2,441,529 | 3,309,321 |
| 固定資産合計 | 454,557 | 550,175 | 659,092 | 1,389,572 | 1,997,138 | 2,052,538 | 2,233,382 | 2,070,976 | 2,212,750 | 4,086,318 | 7,670,301 |
| 資産合計 | 3,953,794 | 5,568,266 | 5,981,398 | 7,033,614 | 7,833,193 | 8,154,155 | 8,832,455 | 9,755,912 | 11,586,421 | 15,641,973 | 22,137,740 |
| 負債の部 | |||||||||||
| 流動負債 | |||||||||||
| 買掛金 | - | - | - | - | - | - | - | - | - | - | 293,883 |
| 短期借入金 | 1,950,000 | 1,610,000 | 1,370,000 | 2,600,000 | 3,250,000 | 2,750,000 | 1,800,000 | 1,260,000 | 1,240,000 | 1,103,000 | 2,656,000 |
| １年内返済予定の長期借入金 | 10,008 | 10,008 | 63,344 | 60,048 | 60,048 | 60,048 | 66,480 | 6,672 | - | 126,920 | 432,713 |
| リース債務 | 25,951 | 24,958 | 22,945 | 19,063 | 40,536 | 41,621 | 43,466 | 42,876 | 20,865 | 4,860 | 50,995 |
| 収納代行未払金 | - | 936,113 | 790,500 | 831,461 | 878,064 | 800,643 | 828,446 | 874,390 | 889,270 | 904,370 | 932,337 |
| 未払金 | - | - | - | 368,094 | 420,392 | 465,546 | 546,062 | 627,504 | 826,853 | 1,145,261 | 1,338,697 |
| 未払法人税等 | 129,321 | 114,219 | 108,808 | 143,237 | 161,442 | 379,335 | 414,108 | 496,465 | 557,388 | 934,953 | 948,087 |
| 前受金 | 984,699 | 1,192,721 | 1,324,871 | 1,515,076 | 1,761,705 | 1,925,944 | 2,194,254 | 2,354,385 | 2,756,230 | 3,153,663 | 4,170,129 |
| 賞与引当金 | 58,000 | 72,800 | 79,400 | 88,254 | 94,521 | 99,400 | 111,095 | 169,767 | 191,944 | 256,962 | 289,686 |
| 株主優待引当金 | - | - | - | - | - | - | - | - | - | 15,941 | 18,531 |
| その他 | 185,621 | 280,100 | 484,377 | 227,354 | 196,850 | 215,729 | 243,861 | 294,996 | 335,400 | 547,712 | 604,224 |
| 1年内償還予定の社債 | 60,000 | 60,000 | 30,000 | - | - | - | - | - | - | - | - |
| 流動負債合計 | 3,403,601 | 4,300,921 | 4,274,248 | 5,852,590 | 6,863,561 | 6,738,269 | 6,247,775 | 6,127,058 | 6,817,953 | 8,193,646 | 11,735,285 |
| 固定負債 | |||||||||||
| 長期借入金 | 13,304 | 3,296 | 239,952 | 179,904 | 119,856 | 59,808 | 88,324 | 81,652 | - | 1,110,439 | 2,337,372 |
| リース債務 | 64,755 | 39,560 | 16,614 | 8,650 | 143,726 | 102,104 | 63,707 | 20,830 | 6,184 | 9,352 | 174,070 |
| 役員退職慰労引当金 | 48,064 | 50,261 | 45,166 | 34,127 | 3,065 | 5,015 | 4,597 | 4,072 | 6,432 | 8,702 | 11,482 |
| 役員株式給付引当金 | - | - | - | - | - | - | - | - | 50,118 | 97,259 | 142,473 |
| 退職給付に係る負債 | 20,955 | 48,584 | 61,030 | - | - | - | - | - | - | 42,412 | 49,020 |
| 資産除去債務 | 28,684 | 31,553 | 38,670 | 47,873 | 43,418 | 42,598 | 53,826 | 61,566 | 78,194 | 86,555 | 113,187 |
| その他 | 870 | 990 | 1,230 | 510 | 1,187 | 882 | 1,333 | 701 | 480 | 177,130 | 188,564 |
| 長期未払金 | - | - | - | 16,846 | 7,986 | - | - | - | - | - | - |
| 社債 | 90,000 | 30,000 | - | - | - | - | - | - | - | - | - |
| 固定負債合計 | 266,633 | 204,244 | 402,664 | 287,911 | 319,239 | 210,408 | 211,789 | 168,823 | 141,409 | 1,531,852 | 3,016,173 |
| 負債合計 | 3,670,235 | 4,505,165 | 4,676,912 | 6,140,501 | 7,182,801 | 6,948,677 | 6,459,564 | 6,295,881 | 6,959,362 | 9,725,499 | 14,751,459 |
| 純資産の部 | |||||||||||
| 株主資本 | |||||||||||
| 資本金 | 425,000 | 705,142 | 712,265 | 713,096 | 713,348 | 714,558 | 717,103 | 717,557 | 717,708 | 720,166 | 720,166 |
| 資本剰余金 | - | 280,142 | 287,265 | 288,096 | 288,348 | 289,558 | 292,103 | 292,557 | 292,708 | 295,166 | 295,166 |
| 利益剰余金 | -141,003 | 79,455 | 308,957 | -108,030 | -351,146 | 201,447 | 1,363,964 | 2,585,042 | 3,749,189 | 5,033,745 | 6,648,190 |
| 自己株式 | - | - | -49 | -49 | -49 | -49 | -179 | -135,009 | -132,362 | -132,410 | -277,038 |
| 株主資本合計 | 283,996 | 1,064,739 | 1,308,438 | 893,112 | 650,501 | 1,205,514 | 2,372,992 | 3,460,147 | 4,627,242 | 5,916,666 | 7,386,483 |
| その他の包括利益累計額 | |||||||||||
| その他有価証券評価差額金 | -436 | -471 | -450 | - | -109 | -37 | -101 | -117 | -184 | -192 | -202 |
| 退職給付に係る調整累計額 | - | -1,168 | -3,502 | - | - | - | - | - | - | - | - |
| その他の包括利益累計額合計 | -436 | -1,639 | -3,952 | - | -109 | -37 | -101 | -117 | -184 | -192 | -202 |
| 純資産合計 | 283,559 | 1,063,100 | 1,304,486 | 893,112 | 650,392 | 1,205,477 | 2,372,891 | 3,460,030 | 4,627,058 | 5,916,474 | 7,386,281 |
| 負債純資産合計 | 3,953,794 | 5,568,266 | 5,981,398 | 7,033,614 | 7,833,193 | 8,154,155 | 8,832,455 | 9,755,912 | 11,586,421 | 15,641,973 | 22,137,740 |