指標
自己資本比率
ネットキャッシュ比率
D/Eレシオ
負債・純資産の部
負債・純資産の部
利益剰余金
有利子負債・現金
資産の部
資産の部
流動資産
有形・無形固定資産
投資有価証券
のれん
貸借対照表
2016-03百万円 | 2017-03百万円 | 2018-03百万円 | 2019-03百万円 | 2020-03百万円 | 2021-03百万円 | 2022-03百万円 | 2023-03百万円 | 2024-03百万円 | 2025-03百万円 | 2026-03百万円 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 資産の部 | |||||||||||
| 現金預け金 | 149,402 | 211,372 | 250,530 | 347,398 | 374,688 | 739,970 | 790,922 | 484,394 | 230,916 | 161,488 | 217,459 |
| 買入金銭債権 | 11,553 | 8,626 | 10,558 | 12,634 | 510 | 613 | 816 | 839 | 759 | 814 | 776 |
| 商品有価証券 | 495 | 621 | 364 | 62 | 48 | 62 | 51 | 7 | 6 | 3 | - |
| 金銭の信託 | 1,490 | 1,500 | 1,490 | 1,490 | 1,494 | 1,494 | 1,491 | 1,489 | 1,492 | 1,495 | 1,497 |
| 有価証券 | 764,664 | 781,884 | 740,176 | 654,380 | 624,140 | 683,379 | 735,215 | 810,296 | 1,045,742 | 1,055,356 | 965,640 |
| 貸出金 | 3,319,167 | 3,412,133 | 3,457,846 | 3,522,130 | 3,571,715 | 3,789,948 | 3,841,638 | 3,909,853 | 3,995,006 | 4,113,281 | 4,308,858 |
| 外国為替 | 2,315 | 3,858 | 4,951 | 2,560 | 5,191 | 3,157 | 3,701 | 7,257 | 4,659 | 7,049 | 4,962 |
| リース債権及びリース投資資産 | 19,125 | 19,189 | 20,985 | 21,320 | 21,103 | 21,245 | 19,534 | 17,469 | 19,219 | 20,164 | 21,462 |
| その他資産 | 21,071 | 29,467 | 34,455 | 34,473 | 35,043 | 33,796 | 38,226 | 40,077 | 43,457 | 50,272 | 58,979 |
| 有形固定資産 | 37,584 | 37,398 | 37,374 | 36,767 | 42,224 | 48,069 | 56,163 | 54,999 | 54,658 | 53,446 | 52,249 |
| 建物 | 10,332 | 10,126 | 9,999 | 9,584 | 8,843 | 8,535 | 27,617 | 26,646 | 26,047 | 25,084 | 24,144 |
| 土地 | 25,146 | 25,300 | 25,322 | 25,322 | 25,363 | 25,363 | 25,363 | 25,363 | 25,364 | 25,364 | 25,364 |
| リース資産 | - | - | - | 24 | 20 | 13 | 8 | 3 | - | 1 | 1 |
| その他の有形固定資産 | 2,105 | 1,836 | 1,808 | 1,488 | 1,605 | 2,161 | 3,174 | 2,986 | 3,246 | 2,995 | 2,739 |
| 建設仮勘定 | - | 133 | 244 | 347 | 6,391 | 11,995 | - | - | - | - | - |
| 無形固定資産 | 3,176 | 3,050 | 2,863 | 3,910 | 4,375 | 4,533 | 5,125 | 4,941 | 4,872 | 5,396 | 5,535 |
| ソフトウエア | 2,997 | 2,875 | 2,688 | 3,656 | 4,068 | 4,253 | 4,882 | 4,727 | 4,678 | 5,215 | 5,358 |
| その他の無形固定資産 | 178 | 175 | 175 | 173 | 201 | 201 | 190 | 187 | 187 | 181 | 176 |
| リース資産 | - | - | - | 80 | 104 | 78 | 52 | 26 | 6 | - | - |
| 退職給付に係る資産 | 5,173 | 5,843 | 6,659 | 6,732 | 5,341 | 8,986 | 8,518 | 7,596 | 14,381 | 13,903 | 21,111 |
| 繰延税金資産 | - | - | - | - | 3,218 | 1,126 | 1,103 | 2,798 | 809 | 2,450 | 723 |
| 支払承諾見返 | 7,730 | 6,516 | 4,802 | 4,200 | 4,795 | 5,315 | 4,965 | 4,834 | 5,119 | 5,141 | 4,677 |
| 貸倒引当金 | -15,273 | -15,375 | -13,377 | -23,023 | -19,831 | -21,730 | -21,191 | -19,756 | -17,086 | -15,305 | -15,254 |
| 繰延税金資産 | 1,233 | 1,050 | 1,010 | 1,004 | - | - | - | - | - | - | - |
| コールローン及び買入手形 | - | - | - | - | - | - | - | - | - | - | - |
| 資産の部合計 | 4,328,909 | 4,507,139 | 4,560,693 | 4,626,044 | 4,674,059 | 5,319,971 | 5,486,283 | 5,327,096 | 5,404,015 | 5,474,957 | 5,648,679 |
| 負債の部 | |||||||||||
| 預金 | 3,845,034 | 3,938,291 | 4,030,917 | 4,125,430 | 4,210,049 | 4,586,566 | 4,757,810 | 4,875,224 | 4,973,482 | 5,064,633 | 5,177,040 |
| 譲渡性預金 | 155,827 | 188,765 | 163,420 | 157,430 | 133,830 | 71,390 | 23,290 | 16,070 | 39,500 | 14,770 | 14,670 |
| コールマネー及び売渡手形 | - | 24,706 | 22,187 | 30,522 | 30,422 | 35,427 | 33,657 | 57,551 | 39,518 | 42,613 | 40,129 |
| 債券貸借取引受入担保金 | 7,257 | 46,434 | 21,629 | 21,151 | 16,137 | 20,158 | 17,476 | 10,638 | 10,955 | 13,013 | 43,804 |
| 借用金 | 18,494 | 17,152 | 15,715 | 10,933 | 11,890 | 311,228 | 358,392 | 68,276 | 12,380 | 12,928 | 14,005 |
| 外国為替 | 336 | 162 | 239 | 199 | 358 | 223 | 218 | 390 | 348 | 344 | 277 |
| 信託勘定借 | - | - | - | - | 1,043 | 3,283 | 5,735 | 7,756 | 8,063 | 7,893 | 7,928 |
| その他負債 | 23,490 | 20,710 | 22,529 | 24,519 | 19,954 | 25,504 | 24,766 | 24,278 | 26,854 | 36,408 | 56,487 |
| 賞与引当金 | 1,253 | 1,251 | 1,210 | 1,148 | 1,133 | 1,152 | 1,138 | 1,129 | 1,150 | 1,229 | 1,329 |
| 役員賞与引当金 | 10 | 10 | 11 | 9 | 11 | 12 | 37 | 37 | 32 | 36 | 47 |
| 退職給付に係る負債 | 4,363 | 4,120 | 3,810 | 3,542 | 3,452 | 3,255 | 2,964 | 2,810 | 2,490 | 2,331 | 1,894 |
| 役員退職慰労引当金 | - | - | 29 | 30 | 39 | 32 | 27 | 35 | 33 | 25 | 27 |
| 利息返還損失引当金 | 57 | 42 | 59 | 44 | 52 | 42 | 44 | 29 | 33 | 27 | 17 |
| 睡眠預金払戻損失引当金 | 539 | 754 | 651 | 493 | 366 | 320 | 196 | 142 | 98 | 114 | 96 |
| ポイント引当金 | 68 | 76 | 78 | 85 | 88 | 96 | 109 | 110 | 116 | 117 | 117 |
| 偶発損失引当金 | 412 | 311 | 219 | 198 | 256 | 318 | 307 | 219 | 187 | 232 | 350 |
| 株式報酬引当金 | - | 14 | 38 | 67 | 60 | 78 | 80 | 83 | 75 | 87 | 116 |
| 繰延税金負債 | - | - | - | - | 99 | 2,159 | 284 | 331 | 5,208 | 684 | 810 |
| 再評価に係る繰延税金負債 | 4,227 | 4,227 | 4,227 | 4,227 | 4,227 | 4,227 | 4,227 | 4,227 | 4,227 | 4,352 | 4,352 |
| 支払承諾 | 7,730 | 6,516 | 4,802 | 4,200 | 4,795 | 5,315 | 4,965 | 4,834 | 5,119 | 5,141 | 4,677 |
| 固定資産解体費用引当金 | - | - | 294 | 611 | 329 | - | - | - | - | - | - |
| 社債 | 25,000 | 15,000 | 15,000 | - | - | - | - | - | - | - | - |
| 繰延税金負債 | 5,727 | 4,616 | 6,578 | 1,983 | - | - | - | - | - | - | - |
| 負債の部合計 | 4,099,830 | 4,273,164 | 4,313,650 | 4,386,830 | 4,438,601 | 5,070,791 | 5,235,729 | 5,074,179 | 5,129,877 | 5,206,983 | 5,368,181 |
| 純資産の部 | |||||||||||
| 資本金 | 45,743 | 45,743 | 45,743 | 45,743 | 45,743 | 45,743 | 45,743 | 45,743 | 45,743 | 45,743 | 45,743 |
| 資本剰余金 | 38,351 | 38,290 | 38,291 | 38,291 | 38,352 | 38,352 | 38,353 | 38,353 | 38,350 | 38,350 | 38,350 |
| 利益剰余金 | 113,922 | 120,667 | 128,901 | 131,563 | 136,947 | 142,286 | 148,605 | 156,284 | 163,202 | 172,537 | 183,144 |
| 自己株式 | -804 | -907 | -900 | -906 | -909 | -911 | -893 | -951 | -793 | -791 | -1,419 |
| その他有価証券評価差額金 | 27,116 | 24,813 | 28,754 | 18,391 | 10,543 | 15,099 | 10,476 | 6,500 | 14,060 | -4,362 | -15,751 |
| 繰延ヘッジ損益 | -2,056 | -1,399 | -1,279 | -1,453 | -1,454 | -311 | 124 | -152 | 1,765 | 6,307 | 15,932 |
| 土地再評価差額金 | 8,286 | 8,286 | 8,286 | 8,286 | 8,286 | 8,286 | 8,286 | 8,286 | 8,286 | 8,161 | 8,161 |
| 退職給付に係る調整累計額 | -2,712 | -1,831 | -1,105 | -1,087 | -2,122 | 559 | -210 | -1,219 | 3,474 | 1,971 | 6,270 |
| 新株予約権 | 74 | 80 | 66 | 66 | 47 | 47 | 38 | 38 | 8 | 8 | 8 |
| 非支配株主持分 | 1,157 | 230 | 285 | 318 | 23 | 26 | 29 | 33 | 38 | 47 | 57 |
| 株主資本合計 | 197,213 | 203,793 | 212,036 | 214,692 | 220,133 | 225,471 | 231,809 | 239,430 | 246,503 | 255,841 | 265,819 |
| その他の包括利益累計額合計 | 30,633 | 29,869 | 34,655 | 24,137 | 15,253 | 23,634 | 18,676 | 13,415 | 27,587 | 12,077 | 14,612 |
| 純資産の部合計 | 229,078 | 233,974 | 247,043 | 239,214 | 235,458 | 249,179 | 250,554 | 252,917 | 274,138 | 267,974 | 280,497 |
| 負債及び純資産の部合計 | 4,328,909 | 4,507,139 | 4,560,693 | 4,626,044 | 4,674,059 | 5,319,971 | 5,486,283 | 5,327,096 | 5,404,015 | 5,474,957 | 5,648,679 |