指標
自己資本比率
ネットキャッシュ比率
D/Eレシオ
負債・純資産の部
負債・純資産の部
利益剰余金
有利子負債・現金
資産の部
資産の部
流動資産
有形・無形固定資産
投資有価証券
のれん
貸借対照表
2016-03百万円 | 2017-03百万円 | 2018-03百万円 | 2019-03百万円 | 2020-03百万円 | 2021-03百万円 | 2022-03百万円 | 2023-03百万円 | 2024-03百万円 | 2025-03百万円 | 2026-03百万円 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 資産の部 | |||||||||||
| 現金預け金 | 364,926 | 427,050 | 408,997 | 394,250 | 370,821 | 637,336 | 701,403 | 647,034 | 563,765 | 319,122 | 389,094 |
| 買入金銭債権 | 3,906 | 2,850 | 4,276 | 5,630 | 4,839 | 5,607 | 5,832 | 5,121 | 4,349 | 3,915 | 5,285 |
| 金銭の信託 | 4,985 | 4,981 | 7,982 | 12,775 | 10,750 | 10,707 | 10,570 | 10,700 | 5,722 | 6,479 | 9,305 |
| 有価証券 | 1,321,286 | 1,344,719 | 1,298,807 | 1,219,001 | 1,200,177 | 1,187,839 | 1,149,998 | 1,073,191 | 1,139,534 | 1,194,237 | 1,132,745 |
| 貸出金 | 1,772,817 | 1,704,749 | 1,752,658 | 1,795,099 | 1,815,083 | 1,898,552 | 1,943,177 | 2,010,807 | 2,091,126 | 2,197,657 | 2,314,102 |
| 外国為替 | 1,709 | 1,873 | 2,497 | 2,158 | 3,933 | 2,074 | 3,946 | 2,860 | 3,899 | 2,829 | 4,584 |
| その他資産 | 6,318 | 44,779 | 60,027 | 62,628 | 64,050 | 62,103 | 56,534 | 54,205 | 55,346 | 58,479 | 38,558 |
| 有形固定資産 | 16,286 | 16,906 | 17,309 | 16,971 | 16,825 | 16,178 | 15,763 | 14,799 | 14,051 | 13,590 | 13,204 |
| 建物 | 5,417 | 5,351 | 5,887 | 5,952 | 5,677 | 5,548 | 5,001 | 4,609 | 4,143 | 3,780 | 3,664 |
| 土地 | 8,503 | 8,939 | 8,884 | 8,861 | 8,785 | 8,670 | 8,318 | 8,318 | 8,044 | 8,040 | 8,075 |
| リース資産 | 686 | 419 | 236 | 121 | 54 | 42 | 30 | 19 | 8 | 6 | 16 |
| 建設仮勘定 | 107 | 142 | 157 | - | 213 | 4 | 8 | 91 | 180 | 279 | - |
| その他の有形固定資産 | 1,571 | 2,053 | 2,143 | 2,036 | 2,094 | 1,913 | 2,403 | 1,760 | 1,674 | 1,483 | 1,447 |
| 無形固定資産 | 1,875 | 1,556 | 1,241 | 1,038 | 1,464 | 1,505 | 2,238 | 1,917 | 1,854 | 1,494 | 1,437 |
| ソフトウエア | 951 | 1,212 | 1,081 | 908 | 1,286 | 1,256 | 2,077 | 1,769 | 1,593 | 1,437 | 1,236 |
| リース資産 | 680 | 303 | 94 | 111 | 75 | 59 | 43 | 27 | 11 | - | 0 |
| その他の無形固定資産 | 243 | 40 | 65 | 19 | 102 | 189 | 117 | 120 | 249 | 56 | 199 |
| 退職給付に係る資産 | 1,180 | 4,079 | 4,542 | 4,523 | 3,697 | 5,812 | 5,521 | 6,803 | 9,459 | 11,030 | 14,400 |
| 繰延税金資産 | - | - | - | - | 492 | 353 | 265 | 2,318 | 83 | 5,634 | 3,803 |
| 支払承諾見返 | 6,527 | 7,281 | 7,263 | 7,828 | 5,358 | 4,962 | 4,582 | 4,365 | 4,158 | 3,464 | 3,210 |
| 貸倒引当金 | -7,480 | -8,907 | -9,261 | -12,909 | -11,959 | -15,070 | -15,574 | -13,991 | -14,757 | -15,148 | -16,019 |
| コールローン及び買入手形 | 20,000 | - | - | - | - | 23,000 | 36,000 | - | 51,000 | - | - |
| 繰延税金資産 | 6 | 556 | 489 | 421 | - | - | - | - | - | - | - |
| 商品有価証券 | - | - | - | - | - | - | - | - | - | - | - |
| 資産の部合計 | 3,514,347 | 3,552,478 | 3,556,832 | 3,509,420 | 3,485,537 | 3,840,962 | 3,920,260 | 3,820,134 | 3,929,595 | 3,802,787 | 3,913,713 |
| 負債の部 | |||||||||||
| 預金 | 3,001,203 | 3,052,913 | 3,076,774 | 2,953,676 | 2,965,408 | 3,202,253 | 3,161,566 | 3,184,537 | 3,236,803 | 3,198,021 | 3,225,251 |
| 譲渡性預金 | 247,100 | 218,484 | 203,346 | 263,846 | 235,976 | 212,646 | 282,526 | 248,326 | 240,126 | 215,715 | 230,389 |
| 借用金 | 13,583 | 14,102 | 13,602 | 42,404 | 56,552 | 171,938 | 236,934 | 172,528 | 231,077 | 169,276 | 218,717 |
| 外国為替 | 0 | 19 | 7 | 0 | 4 | 15 | 47 | 14 | 38 | 26 | 28 |
| その他負債 | 25,867 | 29,832 | 21,949 | 21,007 | 29,245 | 30,038 | 26,613 | 23,769 | 13,903 | 30,230 | 40,862 |
| 役員賞与引当金 | 24 | 25 | 25 | 25 | 25 | 22 | 20 | 20 | 25 | 21 | 35 |
| 退職給付に係る負債 | 1,439 | 1,708 | 1,944 | 2,133 | 2,483 | 1,812 | 798 | 842 | 67 | 789 | 65 |
| 役員退職慰労引当金 | 2 | 20 | 18 | 18 | 24 | 20 | 20 | 13 | 18 | 17 | 20 |
| 睡眠預金払戻損失引当金 | 501 | 569 | 450 | 391 | 420 | 373 | 285 | 200 | 136 | 112 | 46 |
| 偶発損失引当金 | 297 | 288 | 226 | 249 | 228 | 202 | 174 | 271 | 281 | 358 | 318 |
| 繰延税金負債 | - | - | - | - | 2,354 | 7,295 | 3,070 | 18 | 3,524 | 94 | 16 |
| 支払承諾 | 6,527 | 7,281 | 7,263 | 7,828 | 5,358 | 4,962 | 4,582 | 4,365 | 4,158 | 3,464 | 3,210 |
| 債券貸借取引受入担保金 | - | 1,130 | 4,133 | 6,514 | - | - | 10,054 | - | - | - | - |
| コールマネー及び売渡手形 | 1,126 | 5,609 | 2,337 | 2,219 | - | 7,749 | - | - | - | - | - |
| 新株予約権付社債 | 11,268 | 11,219 | 10,624 | - | - | - | - | - | - | - | - |
| 繰延税金負債 | 12,305 | 10,985 | 10,748 | 8,160 | - | - | - | - | - | - | - |
| 負債の部合計 | 3,321,249 | 3,354,189 | 3,353,453 | 3,308,475 | 3,298,081 | 3,639,331 | 3,726,695 | 3,634,906 | 3,730,159 | 3,618,129 | 3,718,962 |
| 純資産の部 | |||||||||||
| 資本金 | 12,089 | 12,089 | 12,089 | 12,089 | 12,089 | 12,089 | 12,089 | 12,089 | 12,089 | 12,089 | 12,089 |
| 資本剰余金 | 4,811 | 5,502 | 5,666 | 5,666 | 5,666 | 5,666 | 5,666 | 5,666 | 5,666 | 5,666 | 5,666 |
| 利益剰余金 | 138,253 | 146,965 | 151,236 | 154,162 | 156,688 | 158,440 | 161,506 | 165,224 | 167,955 | 173,126 | 179,235 |
| 自己株式 | -3,748 | -3,117 | -2,988 | -2,945 | -3,905 | -3,884 | -4,354 | -4,200 | -4,920 | -4,505 | -4,341 |
| その他有価証券評価差額金 | 47,198 | 41,417 | 41,696 | 37,030 | 23,083 | 32,858 | 22,100 | 8,762 | 17,779 | -5,336 | -9,801 |
| 繰延ヘッジ損益 | -4,073 | -3,355 | -3,358 | -3,939 | -4,102 | -3,303 | -2,505 | -1,146 | 50 | 2,748 | 8,432 |
| 退職給付に係る調整累計額 | -1,580 | -1,530 | -1,167 | -1,327 | -2,289 | -488 | -1,231 | -1,370 | 594 | 801 | 3,402 |
| 新株予約権 | 146 | 156 | 203 | 208 | 224 | 252 | 292 | 202 | 220 | 67 | 67 |
| 非支配株主持分 | - | 159 | - | - | - | - | - | - | - | - | - |
| 株主資本合計 | 151,406 | 161,439 | 166,004 | 168,973 | 170,539 | 172,312 | 174,908 | 178,780 | 180,791 | 186,377 | 192,650 |
| その他の包括利益累計額合計 | 41,544 | 36,532 | 37,170 | 31,762 | 16,691 | 29,066 | 18,363 | 6,245 | 18,424 | -1,786 | 2,032 |
| 純資産の部合計 | 193,097 | 198,288 | 203,378 | 200,944 | 187,456 | 201,631 | 193,564 | 185,228 | 199,436 | 184,658 | 194,750 |
| 負債及び純資産の部合計 | 3,514,347 | 3,552,478 | 3,556,832 | 3,509,420 | 3,485,537 | 3,840,962 | 3,920,260 | 3,820,134 | 3,929,595 | 3,802,787 | 3,913,713 |