指標
自己資本比率
ネットキャッシュ比率
D/Eレシオ
負債・純資産の部
負債・純資産の部
利益剰余金
有利子負債・現金
資産の部
資産の部
流動資産
有形・無形固定資産
投資有価証券
のれん
貸借対照表
2016-03百万円 | 2017-03百万円 | 2018-03百万円 | 2019-03百万円 | 2020-03百万円 | 2021-03百万円 | 2022-03百万円 | 2023-03百万円 | 2024-03百万円 | 2025-03百万円 | 2026-03百万円 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 資産の部 | |||||||||||
| 現金預け金 | 1,318,806 | 1,157,095 | 1,417,119 | 1,605,608 | 1,619,581 | 2,341,116 | 2,797,310 | 1,986,222 | 1,795,566 | 1,235,480 | 946,713 |
| 買入金銭債権 | 13,849 | 13,848 | 13,584 | 13,521 | 12,596 | 11,964 | 12,205 | 12,741 | 12,794 | 12,547 | 12,390 |
| 商品有価証券 | 250 | 149 | 875 | 21 | 16 | 17 | 524 | 17 | 43 | 55 | - |
| 金銭の信託 | 11,852 | 12,588 | 13,714 | 6,950 | 7,450 | 10,750 | 7,850 | 8,750 | 7,950 | 7,150 | 5,450 |
| 有価証券 | 1,535,740 | 1,525,440 | 1,195,709 | 570,566 | 359,468 | 492,165 | 522,325 | 563,428 | 878,246 | 1,209,460 | 1,398,008 |
| 貸出金 | 2,926,322 | 3,224,997 | 3,261,214 | 3,559,016 | 3,855,393 | 3,781,132 | 3,667,632 | 3,908,036 | 3,922,052 | 4,039,402 | 4,227,234 |
| 外国為替 | 995 | 1,033 | 749 | 1,025 | 1,203 | 1,565 | 1,407 | 2,445 | 932 | 1,544 | 4,333 |
| リース債権及びリース投資資産 | 7,836 | 7,625 | 8,897 | 10,469 | 12,403 | 13,009 | 12,521 | 12,309 | 14,181 | 16,177 | 19,418 |
| その他資産 | 11,410 | 35,978 | 75,573 | 102,942 | 112,540 | 107,840 | 75,751 | 72,546 | 76,842 | 74,414 | 70,452 |
| 有形固定資産 | 40,503 | 40,314 | 39,933 | 39,284 | 37,795 | 34,566 | 34,621 | 36,111 | 34,884 | 35,511 | 35,897 |
| 建物 | 11,390 | 11,233 | 12,021 | 11,662 | 10,906 | 10,341 | 9,855 | 10,025 | 9,780 | 10,559 | 10,670 |
| 土地 | 23,335 | 23,115 | 22,737 | 22,393 | 22,186 | 19,705 | 18,723 | 18,007 | 17,524 | 17,571 | 17,571 |
| リース資産 | - | - | - | 364 | 358 | 344 | 331 | 318 | 304 | 291 | 277 |
| 建設仮勘定 | 239 | 886 | 182 | 216 | 174 | 154 | 1,727 | 2,126 | 474 | 346 | 887 |
| その他の有形固定資産 | 5,537 | 5,078 | 4,990 | 4,647 | 4,170 | 4,020 | 3,983 | 5,634 | 6,800 | 6,741 | 6,489 |
| 無形固定資産 | 2,235 | 2,267 | 2,490 | 3,118 | 5,414 | 6,550 | 9,147 | 12,302 | 13,348 | 12,411 | 11,228 |
| ソフトウエア | 1,160 | 1,252 | 1,812 | 1,999 | 2,175 | 1,717 | 1,258 | 1,009 | 12,898 | 11,395 | 10,660 |
| その他の無形固定資産 | 1,075 | 1,014 | 677 | 1,118 | 3,239 | 4,833 | 7,889 | 11,293 | 449 | 1,016 | 567 |
| リース資産 | - | - | - | - | - | - | - | - | - | - | - |
| 退職給付に係る資産 | - | - | - | - | - | - | 1,124 | 2,692 | 7,872 | 10,510 | 16,046 |
| 繰延税金資産 | - | - | - | - | 9,720 | 10,706 | 12,055 | 14,249 | 10,700 | 15,925 | 9,920 |
| 支払承諾見返 | 8,022 | 8,443 | 6,337 | 6,330 | 5,582 | 9,238 | 8,323 | 7,748 | 8,068 | 7,841 | 8,519 |
| 貸倒引当金 | -13,873 | -12,186 | -12,123 | -15,925 | -18,414 | -28,286 | -27,388 | -26,482 | -24,914 | -25,192 | -23,232 |
| 繰延税金資産 | 747 | 2,686 | 3,078 | 7,221 | - | - | - | - | - | - | - |
| コールローン及び買入手形 | - | 3,000 | - | - | - | - | - | - | - | - | - |
| 資産の部合計 | 5,864,699 | 6,023,282 | 6,027,154 | 5,910,153 | 6,020,752 | 6,792,337 | 7,135,413 | 6,613,120 | 6,758,569 | 6,653,240 | 6,742,383 |
| 負債の部 | |||||||||||
| 預金 | 5,128,674 | 5,230,935 | 5,223,747 | 5,188,699 | 5,316,600 | 5,784,477 | 5,740,536 | 5,769,321 | 5,824,570 | 5,762,569 | 5,742,774 |
| 譲渡性預金 | 383,548 | 390,383 | 438,579 | 466,113 | 464,867 | 340,774 | 467,640 | 420,317 | 468,365 | 390,089 | 416,244 |
| 借用金 | 34,996 | 34,402 | 23,957 | 2,004 | 2,806 | 423,268 | 685,497 | 176,571 | 192,933 | 216,339 | 237,635 |
| 外国為替 | 90 | 133 | 178 | 127 | 153 | 225 | 132 | 154 | 223 | 313 | 451 |
| 信託勘定借 | - | - | - | 37 | 969 | 3,539 | 4,555 | 5,895 | 6,010 | 5,714 | 5,895 |
| その他負債 | 28,198 | 25,117 | 25,362 | 29,742 | 28,225 | 32,518 | 31,997 | 38,341 | 48,151 | 68,736 | 108,864 |
| 退職給付に係る負債 | 7,238 | 6,469 | 5,629 | 6,733 | 6,331 | 3,058 | 288 | 141 | 151 | 164 | 157 |
| 睡眠預金払戻損失引当金 | 630 | 687 | 756 | 741 | 659 | 538 | 413 | 353 | 327 | 298 | 223 |
| 偶発損失引当金 | 410 | 398 | 401 | 367 | 284 | 315 | 370 | 434 | 560 | 692 | 813 |
| ポイント引当金 | 113 | 169 | 170 | 160 | 166 | 193 | 210 | 213 | 217 | 220 | 218 |
| 特別法上の引当金 | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | - |
| 繰延税金負債 | - | - | - | - | 299 | 436 | 510 | 572 | 822 | 1,029 | 858 |
| 再評価に係る繰延税金負債 | 3,067 | 2,990 | 2,904 | 2,874 | 2,821 | 2,365 | 2,193 | 2,041 | 1,984 | 1,993 | 1,979 |
| 支払承諾 | 8,022 | 8,443 | 6,337 | 6,330 | 5,582 | 9,238 | 8,323 | 7,748 | 8,068 | 7,841 | 8,519 |
| コールマネー及び売渡手形 | 43,945 | 23,559 | 16,998 | 3,329 | - | - | - | - | - | - | - |
| 債券貸借取引受入担保金 | 27,310 | 103,246 | 81,956 | 7,477 | - | - | - | - | - | - | - |
| 繰延税金負債 | 114 | 148 | 205 | 286 | - | - | - | - | - | - | - |
| 役員退職慰労引当金 | 56 | 35 | - | - | - | - | - | - | - | - | - |
| 負債の部合計 | 5,666,420 | 5,827,122 | 5,827,186 | 5,715,026 | 5,829,766 | 6,600,950 | 6,942,672 | 6,422,107 | 6,552,389 | 6,456,005 | 6,524,636 |
| 純資産の部 | |||||||||||
| 資本金 | 23,519 | 23,519 | 23,519 | 23,519 | 23,519 | 23,519 | 23,519 | 23,519 | 23,519 | 23,519 | 23,519 |
| 資本剰余金 | 13,653 | 13,653 | 13,653 | 13,653 | 13,653 | 13,653 | 13,653 | 13,653 | 13,653 | 13,653 | 13,653 |
| 利益剰余金 | 139,422 | 144,484 | 150,009 | 151,640 | 152,453 | 147,089 | 152,204 | 155,160 | 158,582 | 164,248 | 173,628 |
| 自己株式 | -142 | -144 | -145 | -145 | -145 | -145 | -145 | -145 | -77 | -1,012 | -946 |
| その他有価証券評価差額金 | 30,038 | 19,905 | 15,501 | 9,877 | 4,874 | 8,821 | 3,842 | -1,283 | 7,353 | -9,149 | -13,786 |
| 繰延ヘッジ損益 | -4,649 | -2,071 | - | - | - | - | - | - | - | 2,130 | 14,849 |
| 土地再評価差額金 | 934 | 806 | 604 | 543 | 441 | -119 | -422 | -775 | -731 | -898 | -929 |
| 退職給付に係る調整累計額 | -4,496 | -3,993 | -3,174 | -3,960 | -3,810 | -1,431 | 88 | 884 | 3,880 | 4,744 | 7,758 |
| 株主資本合計 | 176,452 | 181,512 | 187,036 | 188,667 | 189,480 | 184,116 | 189,231 | 192,187 | 195,677 | 200,408 | 209,854 |
| その他の包括利益累計額合計 | 21,826 | 14,647 | 12,931 | 6,460 | 1,505 | 7,270 | 3,509 | -1,174 | 10,502 | -3,173 | 7,892 |
| 純資産の部合計 | 198,279 | 196,159 | 199,968 | 195,127 | 190,985 | 191,386 | 192,740 | 191,012 | 206,179 | 197,234 | 217,747 |
| 負債及び純資産の部合計 | 5,864,699 | 6,023,282 | 6,027,154 | 5,910,153 | 6,020,752 | 6,792,337 | 7,135,413 | 6,613,120 | 6,758,569 | 6,653,240 | 6,742,383 |