指標
自己資本比率
ネットキャッシュ比率
D/Eレシオ
負債・純資産の部
負債・純資産の部
利益剰余金
有利子負債・現金
資産の部
資産の部
流動資産
有形・無形固定資産
投資有価証券
のれん
貸借対照表
2016-03百万円 | 2017-03百万円 | 2018-03百万円 | 2019-03百万円 | 2020-03百万円 | 2021-03百万円 | 2022-03百万円 | 2023-03百万円 | 2024-03百万円 | 2025-03百万円 | 2026-03百万円 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 資産の部 | |||||||||||
| 現金預け金 | 897,074 | 927,519 | 973,397 | 424,073 | 876,301 | 953,932 | 874,184 | 1,044,263 | 982,204 | 693,361 | 433,998 |
| コールローン及び買入手形 | 3,006 | 2,276 | 2,141 | 561 | 65 | 19,000 | 40,244 | 60,293 | 85,000 | 125,000 | 130,000 |
| 買入金銭債権 | - | - | - | - | - | - | 59,739 | 131,517 | 125,353 | 115,621 | 130,339 |
| 商品有価証券 | 50 | 72 | 86 | 167 | 180 | 103 | 82 | 85 | 42 | 44 | 67 |
| 金銭の信託 | 1,046 | 1,149 | 1,571 | 515 | 978 | 99 | 99 | 99 | 99 | 99 | 99 |
| 有価証券 | 230,078 | 148,527 | 131,537 | 133,186 | 133,860 | 267,346 | 463,432 | 297,883 | 276,081 | 328,956 | 419,079 |
| 貸出金 | 3,137,164 | 3,253,723 | 3,248,159 | 2,904,387 | 2,502,838 | 2,319,560 | 2,148,079 | 2,090,327 | 2,076,613 | 2,192,835 | 2,398,794 |
| 外国為替 | 3,534 | 2,885 | 2,514 | 2,407 | 2,215 | 3,324 | 2,292 | 4,805 | 6,366 | 1,217 | - |
| リース債権及びリース投資資産 | 5,531 | 5,479 | 5,995 | 6,368 | 6,439 | 5,507 | 5,066 | 4,698 | 4,948 | 5,922 | 6,446 |
| その他資産 | 43,196 | 56,909 | 65,076 | 62,493 | 52,980 | 49,084 | 45,241 | 44,172 | 40,340 | 33,236 | 32,376 |
| 有形固定資産 | 50,849 | 51,906 | 52,120 | 48,311 | 37,507 | 34,689 | 35,227 | 33,339 | 31,950 | 28,948 | 28,655 |
| 建物 | 13,097 | 13,983 | 13,835 | 12,770 | 11,140 | 9,963 | 10,741 | 10,700 | 9,995 | 8,847 | 8,484 |
| 土地 | 25,427 | 25,564 | 25,712 | 23,934 | 21,562 | 21,372 | 20,738 | 20,313 | 18,516 | 16,695 | 16,487 |
| リース資産 | 9 | 12 | 9 | 16 | 28 | 38 | 46 | 55 | 60 | 63 | 67 |
| 建設仮勘定 | 235 | 0 | 143 | 180 | - | 1,029 | 806 | 321 | 12 | 10 | 532 |
| その他の有形固定資産 | 12,079 | 12,345 | 12,419 | 11,410 | 4,776 | 2,284 | 2,893 | 1,950 | 3,366 | 3,331 | 3,084 |
| 無形固定資産 | 30,007 | 28,591 | 27,111 | 24,601 | 21,569 | 20,439 | 18,474 | 16,009 | 13,358 | 9,533 | 8,492 |
| ソフトウエア | 27,308 | 25,681 | 24,533 | 22,299 | 19,201 | 17,599 | 16,380 | 13,771 | 11,870 | 8,069 | 6,331 |
| のれん | 2,071 | 1,942 | 1,812 | 1,683 | 1,553 | 1,424 | 1,294 | 1,165 | 1,035 | 906 | 776 |
| リース資産 | 11 | 8 | 6 | 3 | 3 | 14 | 132 | 101 | 71 | 40 | 11 |
| ソフトウエア仮勘定 | 231 | 571 | 371 | 236 | 434 | 1,032 | 301 | 610 | 124 | 262 | 1,119 |
| その他の無形固定資産 | 384 | 388 | 387 | 378 | 375 | 369 | 365 | 360 | 256 | 254 | 253 |
| 退職給付に係る資産 | 5,276 | 7,787 | 10,509 | 15,376 | 12,660 | 22,442 | 20,509 | 20,126 | 22,916 | 21,718 | 29,628 |
| 繰延税金資産 | - | - | - | - | 15,897 | 11,331 | 14,751 | 15,311 | 7,052 | 6,424 | 1,148 |
| 支払承諾見返 | 3,476 | 3,340 | 2,877 | 2,551 | 2,062 | 1,565 | 1,474 | 1,271 | 1,265 | 1,112 | 1,092 |
| 貸倒引当金 | -22,265 | -19,305 | -78,218 | -210,076 | -183,979 | -158,011 | -138,917 | -124,295 | -112,852 | -101,763 | -76,632 |
| 繰延税金資産 | 2,120 | 860 | 16,695 | 13,400 | - | - | - | - | - | - | - |
| 資産の部合計 | 4,390,146 | 4,471,725 | 4,461,576 | 3,428,327 | 3,481,579 | 3,550,415 | 3,589,982 | 3,639,910 | 3,560,741 | 3,462,268 | 3,543,585 |
| 負債の部 | |||||||||||
| 預金 | 4,049,494 | 4,095,509 | 4,079,972 | 3,159,604 | 3,204,791 | 3,245,940 | 3,307,307 | 3,349,631 | 3,244,907 | 3,148,418 | 3,197,222 |
| その他負債 | 27,653 | 25,503 | 28,300 | 20,999 | 15,663 | 14,754 | 14,479 | 16,340 | 17,332 | 15,006 | 17,419 |
| 賞与引当金 | 716 | 715 | 699 | 482 | 491 | 492 | 486 | 461 | 464 | 486 | 695 |
| 役員賞与引当金 | 153 | 173 | 182 | - | 35 | 41 | 41 | 38 | 19 | 20 | 32 |
| 退職給付に係る負債 | 258 | 279 | 265 | 295 | 275 | 272 | 292 | 293 | 282 | 284 | 273 |
| 株式報酬引当金 | - | - | - | - | - | 183 | 205 | 303 | 676 | 738 | 988 |
| 睡眠預金払戻損失引当金 | 276 | 287 | 365 | 398 | 245 | 305 | 247 | 223 | 198 | 114 | 90 |
| 偶発損失引当金 | 262 | 169 | 137 | 111 | 139 | 89 | 75 | 51 | 44 | 62 | 47 |
| 繰延税金負債 | - | - | - | - | 707 | 994 | 1,102 | 211 | 248 | 206 | 2,281 |
| 支払承諾 | 3,476 | 3,340 | 2,877 | 2,551 | 2,062 | 1,565 | 1,474 | 1,271 | 1,265 | 1,112 | 1,092 |
| 外国為替 | 13 | 40 | 23 | 16 | 3 | 5 | 41 | 41 | 180 | - | - |
| 役員退職慰労引当金 | 3,248 | 3,280 | 2,507 | 246 | 270 | - | - | - | - | - | - |
| 借用金 | 2,085 | 1,540 | 1,085 | 740 | - | - | - | - | - | - | - |
| 繰延税金負債 | 271 | 505 | 396 | 572 | - | - | - | - | - | - | - |
| 負債の部合計 | 4,087,908 | 4,131,346 | 4,116,813 | 3,186,019 | 3,224,686 | 3,264,644 | 3,325,753 | 3,368,869 | 3,265,621 | 3,166,449 | 3,220,143 |
| 純資産の部 | |||||||||||
| 資本金 | 30,043 | 30,043 | 30,043 | 30,043 | 30,043 | 30,043 | 30,043 | 30,043 | 30,043 | 30,043 | 30,043 |
| 資本剰余金 | - | 4 | 489 | 1,202 | 2,045 | 2,045 | 1,976 | 1,974 | 4,579 | - | 6 |
| 利益剰余金 | 253,182 | 291,063 | 292,841 | 193,263 | 218,587 | 238,863 | 245,595 | 255,042 | 267,190 | 263,807 | 292,032 |
| 自己株式 | -750 | -606 | -582 | -560 | -561 | -561 | -18,131 | -18,111 | -25,735 | -13,346 | -30,948 |
| その他有価証券評価差額金 | 16,121 | 17,153 | 18,489 | 13,352 | 6,276 | 8,954 | 1,324 | 167 | 16,114 | 14,631 | 26,847 |
| 繰延ヘッジ損益 | -83 | -61 | -15 | -35 | -23 | -20 | -3 | 0 | 4 | 15 | 15 |
| 退職給付に係る調整累計額 | 1,517 | 433 | 1,402 | 3,750 | 412 | 6,341 | 3,324 | 1,823 | 2,815 | 556 | 5,336 |
| 非支配株主持分 | 2,144 | 2,325 | 2,078 | 1,280 | 111 | 104 | 100 | 101 | 108 | 111 | 108 |
| 新株予約権 | 61 | 24 | 17 | 12 | - | - | - | - | - | - | - |
| 株主資本合計 | 282,475 | 320,504 | 322,791 | 223,948 | 250,115 | 270,391 | 259,484 | 268,949 | 276,077 | 280,503 | 291,134 |
| その他の包括利益累計額合計 | 17,556 | 17,525 | 19,876 | 17,067 | 6,665 | 15,274 | 4,645 | 1,990 | 18,934 | 15,203 | 32,198 |
| 純資産の部合計 | 302,237 | 340,379 | 344,763 | 242,308 | 256,892 | 285,770 | 264,229 | 271,040 | 295,120 | 295,818 | 323,441 |
| 負債及び純資産の部合計 | 4,390,146 | 4,471,725 | 4,461,576 | 3,428,327 | 3,481,579 | 3,550,415 | 3,589,982 | 3,639,910 | 3,560,741 | 3,462,268 | 3,543,585 |