指標
自己資本比率
ネットキャッシュ比率
D/Eレシオ
負債・純資産の部
負債・純資産の部
利益剰余金
有利子負債・現金
資産の部
資産の部
流動資産
有形・無形固定資産
投資有価証券
のれん
貸借対照表
2016-03百万円 | 2017-03百万円 | 2018-03百万円 | 2019-03百万円 | 2020-03百万円 | 2021-03百万円 | 2022-03百万円 | 2023-03百万円 | 2024-03百万円 | 2025-03百万円 | 2026-03百万円 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 資産の部 | |||||||||||
| 現金預け金 | 228,705 | 213,378 | 203,196 | 254,210 | 305,962 | 525,140 | 770,553 | 598,662 | 341,755 | 171,575 | 161,544 |
| コールローン及び買入手形 | 776 | 4,309 | 816 | 707 | - | 506 | - | 1,649 | 246 | 216 | 219 |
| 金銭の信託 | 1,309 | - | 10,461 | 15,148 | 4,103 | 533 | 518 | 514 | 522 | 518 | 9 |
| 有価証券 | 470,079 | 424,568 | 407,845 | 279,114 | 258,436 | 333,047 | 364,179 | 477,175 | 692,245 | 687,566 | 709,135 |
| 貸出金 | 1,446,976 | 1,511,119 | 1,599,993 | 1,698,859 | 1,723,532 | 1,778,890 | 1,804,414 | 1,828,059 | 1,881,946 | 1,980,117 | 2,079,733 |
| 外国為替 | 3,322 | 7,305 | 9,405 | 8,992 | 7,955 | 7,636 | 6,208 | 8,995 | 4,493 | 3,036 | 3,982 |
| リース債権及びリース投資資産 | 20,775 | 21,259 | 21,333 | 22,183 | 24,914 | 23,090 | 21,510 | 22,879 | 26,192 | 28,918 | 39,499 |
| その他資産 | 40,591 | 43,187 | 74,568 | 78,328 | 76,425 | 75,114 | 66,272 | 71,155 | 69,448 | 48,944 | 54,401 |
| 有形固定資産 | 21,990 | 22,889 | 24,097 | 23,985 | 22,766 | 23,238 | 23,246 | 25,006 | 36,110 | 44,424 | 45,011 |
| 建物 | 3,882 | 4,797 | 5,846 | 6,005 | 5,738 | 6,097 | 5,707 | 5,727 | 9,672 | 10,101 | 22,281 |
| 土地 | 14,141 | 14,331 | 14,196 | 13,188 | 13,426 | 13,274 | 13,233 | 13,333 | 14,489 | 14,790 | 15,332 |
| リース資産 | 89 | 16 | 12 | 15 | 10 | 6 | 46 | 39 | 31 | 20 | 2,112 |
| 建設仮勘定 | 105 | 26 | 24 | 20 | 175 | 381 | 948 | 2,531 | 7,650 | 15,309 | 120 |
| その他の有形固定資産 | 3,772 | 3,718 | 4,017 | 4,756 | 3,414 | 3,478 | 3,310 | 3,375 | 4,267 | 4,202 | 5,163 |
| 無形固定資産 | 3,629 | 3,280 | 3,441 | 4,266 | 4,930 | 5,155 | 4,466 | 3,976 | 3,307 | 4,454 | 4,370 |
| ソフトウエア | 3,187 | 2,873 | 2,681 | 2,520 | 3,832 | 4,587 | 3,919 | 3,457 | 2,579 | 2,977 | 3,835 |
| のれん | - | - | - | - | - | - | - | 148 | 116 | 84 | 52 |
| リース資産 | - | 10 | 8 | 6 | 3 | 1 | 9 | 7 | 5 | 3 | 1 |
| その他の無形固定資産 | 442 | 396 | 751 | 1,739 | 1,094 | 566 | 537 | 363 | 605 | 1,388 | 480 |
| 退職給付に係る資産 | - | - | 486 | 479 | 412 | 815 | 1,032 | 1,138 | 1,705 | 1,855 | 2,924 |
| 繰延税金資産 | - | - | - | - | 5,307 | 5,932 | 5,651 | 5,157 | 4,569 | 7,533 | 8,308 |
| 支払承諾見返 | 8,232 | 7,722 | 7,528 | 7,788 | 10,156 | 11,224 | 8,283 | 7,547 | 12,280 | 7,231 | 7,921 |
| 貸倒引当金 | -11,111 | -10,440 | -8,669 | -8,708 | -9,248 | -12,192 | -11,471 | -9,395 | -7,806 | -8,873 | -8,803 |
| 買入金銭債権 | 242 | 174 | 117 | 74 | 34 | 9 | - | - | - | - | - |
| 繰延税金資産 | 4,639 | 4,763 | 4,136 | 4,181 | - | - | - | - | - | - | - |
| 資産の部合計 | 2,240,159 | 2,253,518 | 2,358,761 | 2,389,613 | 2,435,689 | 2,778,142 | 3,064,865 | 3,042,523 | 3,067,017 | 2,977,518 | 3,108,258 |
| 負債の部 | |||||||||||
| 預金 | 2,029,767 | 2,014,897 | 2,083,768 | 2,154,239 | 2,213,744 | 2,453,399 | 2,587,046 | 2,707,158 | 2,793,883 | 2,770,119 | 2,879,203 |
| 譲渡性預金 | - | 22,925 | 24,042 | 31,428 | 30,631 | 25,807 | 11,213 | 21,621 | 42,365 | 12,598 | 22,684 |
| 借用金 | 42,294 | 42,493 | 42,116 | 19,120 | 20,123 | 128,573 | 297,872 | 104,865 | 19,271 | 19,535 | 15,748 |
| 外国為替 | 101 | 309 | 128 | 108 | 225 | 154 | 78 | 60 | 64 | 47 | 283 |
| その他負債 | 21,522 | 20,129 | 22,976 | 22,557 | 22,308 | 21,927 | 21,967 | 22,572 | 25,123 | 24,184 | 32,829 |
| 賞与引当金 | 565 | 573 | 695 | 696 | 674 | 683 | 674 | 761 | 820 | 872 | 909 |
| 役員賞与引当金 | - | - | - | - | - | - | 12 | 12 | 10 | 9 | 18 |
| 退職給付に係る負債 | 2,588 | 1,944 | 622 | 810 | 1,123 | 890 | 223 | 534 | 565 | 603 | 610 |
| 役員退職慰労引当金 | 9 | 13 | 19 | 25 | 35 | 10 | 14 | 28 | 24 | 33 | 38 |
| 偶発損失引当金 | 141 | 122 | 118 | 95 | 99 | 112 | 99 | 85 | 76 | 108 | 165 |
| ポイント引当金 | 135 | 136 | 147 | 158 | 183 | 193 | 175 | 170 | 173 | 179 | 171 |
| 利息返還損失引当金 | 1,073 | 580 | 496 | 438 | 366 | 274 | 215 | 191 | 176 | 163 | 148 |
| 再評価に係る繰延税金負債 | 2,193 | 2,193 | 2,193 | 2,188 | 1,985 | 1,947 | 1,947 | 1,944 | 1,940 | 1,999 | 1,999 |
| 支払承諾 | 8,232 | 7,722 | 7,528 | 7,788 | 10,156 | 11,224 | 8,283 | 7,547 | 12,280 | 7,231 | 7,921 |
| 債券貸借取引受入担保金 | 10,961 | 16,280 | 43,793 | 21,734 | 4,001 | 1,093 | - | 36,805 | 27,676 | - | - |
| 睡眠預金払戻損失引当金 | 265 | 205 | 175 | 109 | 70 | 35 | 22 | - | - | - | - |
| 社債 | 12,000 | 12,000 | 12,000 | - | - | - | - | - | - | - | - |
| 繰延税金負債 | 22 | - | - | - | - | - | - | - | - | - | - |
| 負債の部合計 | 2,131,875 | 2,142,529 | 2,240,823 | 2,261,498 | 2,305,729 | 2,646,326 | 2,929,846 | 2,904,361 | 2,924,453 | 2,837,687 | 2,962,733 |
| 純資産の部 | |||||||||||
| 資本金 | 54,127 | 54,127 | 54,127 | 56,967 | 56,967 | 56,967 | 56,967 | 56,967 | 56,967 | 56,967 | 56,967 |
| 資本剰余金 | 10,054 | 10,054 | 11,437 | 14,275 | 14,264 | 14,250 | 14,220 | 14,225 | 14,244 | 14,260 | 14,269 |
| 利益剰余金 | 37,660 | 42,822 | 50,271 | 54,701 | 58,625 | 60,004 | 64,252 | 68,634 | 72,797 | 76,991 | 84,181 |
| 自己株式 | -513 | -481 | -375 | -347 | -250 | -170 | -575 | -1,534 | -1,417 | -1,840 | -2,238 |
| その他有価証券評価差額金 | 4,845 | 1,905 | 1,497 | 1,639 | 163 | 174 | -775 | -1,148 | -1,223 | -7,605 | -9,299 |
| 土地再評価差額金 | 1,323 | 1,323 | 1,323 | 1,312 | 838 | 751 | 776 | 804 | 796 | 737 | 740 |
| 退職給付に係る調整累計額 | -1,657 | -1,463 | -580 | -719 | -899 | -380 | -25 | 52 | 337 | 283 | 870 |
| 新株予約権 | 204 | 238 | 236 | 286 | 250 | 219 | 179 | 160 | 64 | 35 | 34 |
| 繰延ヘッジ損益 | 0 | 0 | 0 | 0 | 1 | - | - | - | - | - | - |
| 非支配株主持分 | 2,240 | 2,461 | - | - | - | - | - | - | - | - | - |
| 株主資本合計 | 101,328 | 106,522 | 115,460 | 125,596 | 129,606 | 131,051 | 134,864 | 138,292 | 142,590 | 146,379 | 153,179 |
| その他の包括利益累計額合計 | 4,510 | 1,766 | 2,239 | 2,232 | 103 | 544 | -24 | -290 | -90 | -6,583 | -7,688 |
| 純資産の部合計 | 108,284 | 110,988 | 117,937 | 128,115 | 129,960 | 131,815 | 135,018 | 138,162 | 142,564 | 139,831 | 145,524 |
| 負債及び純資産の部合計 | 2,240,159 | 2,253,518 | 2,358,761 | 2,389,613 | 2,435,689 | 2,778,142 | 3,064,865 | 3,042,523 | 3,067,017 | 2,977,518 | 3,108,258 |