指標
自己資本比率
ネットキャッシュ比率
D/Eレシオ
負債・純資産の部
負債・純資産の部
利益剰余金
有利子負債・現金
資産の部
資産の部
流動資産
有形・無形固定資産
投資有価証券
のれん
貸借対照表
2016-03百万円 | 2017-03百万円 | 2018-03百万円 | 2019-03百万円 | 2020-03百万円 | 2021-03百万円 | 2022-03百万円 | 2023-03百万円 | 2024-03百万円 | 2025-03百万円 | 2026-03百万円 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 資産の部 | |||||||||||
| 現金預け金 | 107,211 | 120,028 | 133,409 | 123,109 | 103,894 | 316,398 | 279,213 | 90,158 | 134,166 | 111,065 | 124,393 |
| 買入金銭債権 | 448 | 357 | 341 | 409 | 387 | 296 | 132 | 172 | 207 | 49 | 102 |
| 商品有価証券 | 122 | 137 | 219 | 135 | 103 | 97 | 110 | 93 | 46 | 4 | 1 |
| 金銭の信託 | 573 | 573 | - | 297 | 7,950 | 4,560 | 8,437 | 10,176 | 8,941 | 8,714 | 6,687 |
| 有価証券 | 476,709 | 424,809 | 367,970 | 364,682 | 349,279 | 356,474 | 353,233 | 325,070 | 267,772 | 271,398 | 284,595 |
| 貸出金 | 872,351 | 867,099 | 885,519 | 906,805 | 901,273 | 944,184 | 998,745 | 1,033,474 | 1,077,289 | 1,101,426 | 1,115,500 |
| 外国為替 | 288 | 413 | 501 | 1,274 | 2,467 | 1,255 | 1,094 | 1,135 | 1,921 | 1,441 | 2,333 |
| リース債権及びリース投資資産 | 5,756 | 6,210 | 5,790 | 6,003 | 7,346 | 7,552 | 8,948 | 9,430 | 9,313 | 8,936 | 9,307 |
| その他資産 | 3,438 | 8,152 | 9,371 | 8,887 | 8,458 | 9,681 | 12,820 | 12,379 | 10,250 | 10,208 | 6,846 |
| 有形固定資産 | 17,210 | 16,791 | 16,614 | 16,223 | 15,394 | 14,900 | 14,961 | 14,896 | 14,929 | 14,593 | 15,054 |
| 建物 | 3,153 | 3,039 | 3,210 | 3,098 | 3,010 | 2,886 | 3,165 | 3,216 | 3,087 | 3,161 | 3,022 |
| 土地 | 12,207 | 12,198 | 12,058 | 11,993 | 11,399 | 11,093 | 10,947 | 10,861 | 10,690 | 10,275 | 10,357 |
| 建設仮勘定 | 0 | 58 | - | - | - | - | - | - | - | - | 0 |
| その他の有形固定資産 | 1,848 | 1,494 | 1,345 | 1,132 | 983 | 920 | 848 | 818 | 1,151 | 1,157 | 1,673 |
| 無形固定資産 | 1,101 | 1,054 | 928 | 752 | 577 | 670 | 643 | 1,049 | 1,262 | 1,140 | 1,571 |
| ソフトウエア | 1,045 | 998 | 872 | 697 | 522 | 615 | 615 | 1,021 | 1,234 | 1,112 | 1,156 |
| その他の無形固定資産 | 56 | 55 | 55 | 55 | 55 | 55 | 27 | 27 | 28 | 27 | 414 |
| 退職給付に係る資産 | - | 125 | 345 | 140 | 606 | 1,279 | 1,498 | 1,690 | 2,649 | 2,742 | 3,670 |
| 繰延税金資産 | - | - | - | - | 639 | 131 | 132 | 805 | 191 | 208 | 167 |
| 支払承諾見返 | 5,188 | 4,991 | 5,214 | 4,593 | 4,606 | 5,038 | 2,656 | 2,521 | 2,647 | 1,949 | 1,624 |
| 貸倒引当金 | -10,050 | -9,063 | -7,616 | -6,266 | -6,235 | -7,128 | -8,025 | -8,645 | -8,912 | -7,544 | -8,350 |
| コールローン及び買入手形 | 704 | 1,541 | 7,117 | 7,432 | 8,497 | 10,238 | 2,816 | 1,070 | - | - | - |
| 繰延税金資産 | 92 | 777 | 313 | 135 | - | - | - | - | - | - | - |
| 資産の部合計 | 1,481,148 | 1,444,000 | 1,426,039 | 1,434,615 | 1,405,248 | 1,665,633 | 1,677,417 | 1,495,481 | 1,522,676 | 1,526,336 | 1,563,506 |
| 負債の部 | |||||||||||
| 預金 | 1,384,323 | 1,341,949 | 1,334,525 | 1,344,640 | 1,312,266 | 1,390,913 | 1,396,896 | 1,399,762 | 1,418,239 | 1,419,856 | 1,441,057 |
| 譲渡性預金 | 3,000 | 9,000 | 3,000 | 3,000 | 3,000 | 3,000 | 3,000 | 3,000 | 3,000 | 750 | 4,100 |
| 借用金 | 759 | 633 | 677 | 744 | 644 | 177,021 | 185,359 | 1,730 | 1,621 | 1,362 | 1,522 |
| その他負債 | 8,352 | 9,817 | 3,920 | 4,751 | 10,766 | 9,272 | 8,992 | 8,940 | 4,157 | 9,294 | 11,092 |
| 賞与引当金 | 338 | 342 | 341 | 341 | 328 | 317 | 316 | 349 | 353 | 355 | 377 |
| 役員賞与引当金 | 20 | 20 | - | 22 | 20 | 21 | 20 | 20 | 16 | 17 | 17 |
| 退職給付に係る負債 | 2,143 | 1,924 | 1,861 | 1,832 | 1,801 | 1,799 | 1,784 | 1,657 | 1,643 | 1,601 | 1,461 |
| 役員退職慰労引当金 | 6 | 5 | 6 | 3 | 4 | 3 | 2 | 2 | 3 | 3 | 5 |
| 睡眠預金払戻損失引当金 | 71 | 95 | 113 | 134 | 121 | 102 | 64 | 46 | 48 | 42 | - |
| ポイント引当金 | 9 | 9 | 9 | 9 | 27 | 15 | 14 | 8 | 9 | 14 | 6 |
| 繰延税金負債 | - | - | - | - | - | 1,450 | 752 | - | 2,769 | 2,492 | 5,101 |
| 再評価に係る繰延税金負債 | 2,384 | 2,358 | 2,345 | 2,322 | 2,238 | 2,200 | 2,187 | 2,171 | 2,126 | 2,135 | 2,120 |
| 支払承諾 | 5,188 | 4,991 | 5,214 | 4,593 | 4,606 | 5,038 | 2,656 | 2,521 | 2,647 | 1,949 | 1,624 |
| 社債 | 3,000 | 3,000 | 3,000 | - | - | - | - | - | - | - | - |
| 繰延税金負債 | 302 | - | - | 297 | - | - | - | - | - | - | - |
| 負債の部合計 | 1,409,901 | 1,374,146 | 1,355,017 | 1,362,693 | 1,335,825 | 1,591,156 | 1,602,047 | 1,420,211 | 1,436,635 | 1,439,875 | 1,468,487 |
| 純資産の部 | |||||||||||
| 資本金 | 7,761 | 7,761 | 7,761 | 7,761 | 7,761 | 7,761 | 7,761 | 7,761 | 7,761 | 7,761 | 7,761 |
| 資本剰余金 | 4,989 | 4,989 | 4,989 | 4,989 | 4,989 | 4,989 | 4,989 | 4,989 | 4,989 | 4,996 | 4,989 |
| 利益剰余金 | 44,206 | 46,472 | 47,607 | 48,450 | 49,374 | 50,464 | 52,163 | 54,296 | 56,969 | 60,338 | 62,559 |
| 自己株式 | -791 | -776 | -764 | -766 | -931 | -878 | -963 | -913 | -829 | -1,279 | -771 |
| その他有価証券評価差額金 | 10,562 | 6,552 | 6,284 | 6,467 | 3,477 | 6,981 | 6,239 | 3,914 | 11,511 | 9,266 | 14,540 |
| 土地再評価差額金 | 5,198 | 5,138 | 5,109 | 5,057 | 4,882 | 4,835 | 4,807 | 4,771 | 4,666 | 4,487 | 4,458 |
| 退職給付に係る調整累計額 | -789 | -418 | -136 | -251 | -284 | 170 | 250 | 327 | 904 | 854 | 1,445 |
| 新株予約権 | 109 | 135 | 170 | 213 | 152 | 152 | 122 | 122 | 66 | 36 | 36 |
| 株主資本合計 | 56,165 | 58,446 | 59,593 | 60,434 | 61,193 | 62,336 | 63,949 | 66,133 | 68,890 | 71,816 | 74,539 |
| その他の包括利益累計額合計 | 14,971 | 11,272 | 11,257 | 11,273 | 8,075 | 11,987 | 11,297 | 9,014 | 17,083 | 14,607 | 20,444 |
| 純資産の部合計 | 71,247 | 69,854 | 71,022 | 71,921 | 69,422 | 74,476 | 75,369 | 75,270 | 86,040 | 86,460 | 95,019 |
| 負債及び純資産の部合計 | 1,481,148 | 1,444,000 | 1,426,039 | 1,434,615 | 1,405,248 | 1,665,633 | 1,677,417 | 1,495,481 | 1,522,676 | 1,526,336 | 1,563,506 |