指標
自己資本比率
ネットキャッシュ比率
D/Eレシオ
負債・純資産の部
負債・純資産の部
利益剰余金
有利子負債・現金
資産の部
資産の部
流動資産
有形・無形固定資産
投資有価証券
のれん
貸借対照表
2016-03百万円 | 2017-03百万円 | 2018-03百万円 | 2019-03百万円 | 2020-03百万円 | 2021-03百万円 | 2022-03百万円 | 2023-03百万円 | 2024-03百万円 | 2025-03百万円 | 2026-03百万円 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 資産の部 | |||||||||||
| 流動資産 | |||||||||||
| 現金及び預金 | 87,506 | 104,939 | 91,884 | 85,546 | 82,545 | 83,323 | 74,242 | 57,666 | 73,486 | 60,268 | 80,397 |
| 営業貸付金 | 902,150 | 930,292 | 975,116 | 1,000,428 | 1,041,711 | 977,152 | 975,282 | 1,029,728 | 1,121,554 | 1,202,085 | 1,277,559 |
| 割賦売掛金 | 28,393 | 38,648 | 53,034 | 63,740 | 75,726 | 79,423 | 88,640 | 104,295 | 123,058 | 138,106 | 154,277 |
| 買取債権 | 10,709 | 11,334 | 10,603 | 9,435 | 9,188 | 8,477 | 7,988 | 7,630 | 8,212 | 9,388 | 10,623 |
| その他 | 59,903 | 69,575 | 81,342 | 91,327 | 87,162 | 82,334 | 85,479 | 89,590 | 96,167 | 99,330 | 105,549 |
| 貸倒引当金 | -58,094 | -66,685 | -75,686 | -76,532 | -82,974 | -77,428 | -77,632 | -83,418 | -92,289 | -100,403 | -106,813 |
| 原材料及び貯蔵品 | 67 | 79 | 60 | 64 | 42 | 63 | - | - | - | - | - |
| 銀行業貸出金 | 56,575 | 45,872 | 48,808 | 48,331 | - | - | - | - | - | - | - |
| 有価証券 | 545 | 260 | 904 | 479 | - | - | - | - | - | - | - |
| 商品有価証券 | 692 | 4,391 | 1,651 | - | - | - | - | - | - | - | - |
| 繰延税金資産 | 33,179 | 39,106 | 41,307 | - | - | - | - | - | - | - | - |
| 商品及び製品 | - | - | - | - | - | - | - | - | - | - | - |
| 流動資産合計 | 1,121,629 | 1,177,815 | 1,229,028 | 1,222,821 | 1,213,402 | 1,153,346 | 1,153,999 | 1,205,491 | 1,330,190 | 1,408,775 | 1,521,592 |
| 固定資産 | |||||||||||
| 有形固定資産 | |||||||||||
| 建物及び構築物 | 30,187 | 29,364 | 28,599 | 24,545 | 23,350 | 23,991 | 22,270 | 19,879 | 18,201 | 15,103 | 13,339 |
| 減価償却累計額 | -24,361 | -24,074 | -23,755 | -20,753 | -19,833 | -20,605 | -18,818 | -16,711 | -15,323 | -12,639 | -11,231 |
| 建物及び構築物（純額） | 5,826 | 5,289 | 4,844 | 3,791 | 3,516 | 3,386 | 3,451 | 3,168 | 2,878 | 2,464 | 2,107 |
| 器具及び備品 | 21,363 | 21,385 | 21,324 | 21,245 | 19,017 | 18,018 | 16,472 | 12,841 | 13,263 | 12,457 | 11,124 |
| 減価償却累計額 | -10,782 | -10,704 | -11,129 | -11,638 | -11,411 | -10,378 | -8,883 | -8,568 | -9,020 | -8,262 | -8,092 |
| 器具備品（純額） | 10,580 | 10,681 | 10,195 | 9,606 | 7,606 | 7,640 | 7,589 | 4,272 | 4,243 | 4,194 | 3,032 |
| リース資産 | 3,353 | 3,341 | 4,232 | 4,139 | 4,124 | 3,867 | 3,292 | 2,144 | 3,127 | 1,493 | 1,595 |
| 減価償却累計額 | -2,502 | -2,807 | -2,675 | -2,870 | -3,213 | -3,371 | -3,094 | -2,029 | -1,864 | -538 | -794 |
| リース資産（純額） | 851 | 533 | 1,556 | 1,269 | 910 | 495 | 197 | 115 | 1,263 | 955 | 801 |
| 車両運搬具 | 17 | 15 | 14 | 11 | 0 | 0 | 0 | 0 | - | - | - |
| 減価償却累計額 | -14 | -13 | -13 | -10 | 0 | 0 | 0 | 0 | - | - | - |
| 車両運搬具（純額） | 3 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | - |
| 土地 | 6,234 | 6,233 | 6,203 | 3,196 | 3,123 | 2,476 | 1,351 | - | - | - | - |
| 有形固定資産合計 | 23,495 | 22,739 | 22,800 | 17,864 | 15,156 | 13,998 | 12,590 | 7,556 | 8,384 | 7,614 | 5,941 |
| 無形固定資産 | |||||||||||
| ソフトウエア | 5,973 | 5,082 | 7,103 | 5,387 | 5,056 | 4,984 | 5,856 | 6,829 | 8,755 | 11,345 | 14,758 |
| その他 | 1 | 1 | 1 | 9 | 8 | 7 | 43 | 43 | 14 | 13 | 12 |
| のれん | 6,459 | 5,474 | 4,063 | 3,250 | 2,436 | 1,770 | 1,252 | 734 | 215 | - | - |
| 借地権 | 4 | 4 | 4 | 4 | 4 | 4 | - | - | - | - | - |
| 電話加入権 | 37 | 37 | 37 | 37 | 37 | 37 | - | - | - | - | - |
| 無形固定資産合計 | 12,476 | 10,600 | 11,210 | 8,687 | 7,542 | 6,803 | 7,152 | 7,606 | 8,985 | 11,359 | 14,770 |
| 投資その他の資産 | |||||||||||
| 投資有価証券 | 4,962 | 5,341 | 4,261 | 4,247 | 1,165 | 1,207 | 1,238 | 1,396 | 1,414 | 1,454 | 1,479 |
| 退職給付に係る資産 | 4,374 | 4,074 | 4,559 | 3,898 | 2,379 | 5,618 | 5,986 | 5,906 | 10,322 | 10,727 | 15,713 |
| 繰延税金資産 | - | - | - | - | 33,835 | 29,677 | 73,961 | 61,637 | 50,507 | 39,255 | 50,650 |
| 差入保証金 | 5,632 | 5,504 | 5,259 | 5,035 | 5,041 | 4,990 | 5,133 | 4,572 | 4,309 | 4,006 | 3,627 |
| その他 | 3,177 | 3,550 | 4,194 | 4,266 | 4,839 | 4,367 | 3,970 | 3,817 | 3,861 | 3,793 | 3,215 |
| 貸倒引当金 | -685 | -762 | -899 | -1,032 | -973 | -900 | -737 | -667 | -572 | -576 | -611 |
| 繰延税金資産 | - | 66 | 436 | 36,117 | - | - | - | - | - | - | - |
| 投資その他の資産合計 | 17,462 | 17,775 | 17,811 | 52,534 | 46,287 | 44,960 | 89,553 | 76,661 | 69,843 | 58,660 | 74,074 |
| 固定資産合計 | 53,434 | 51,115 | 51,822 | 79,086 | 68,986 | 65,763 | 109,296 | 91,824 | 87,213 | 77,634 | 94,786 |
| 資産合計 | 1,175,063 | 1,228,930 | 1,280,851 | 1,301,908 | 1,282,389 | 1,219,109 | 1,263,296 | 1,297,316 | 1,417,403 | 1,486,409 | 1,616,379 |
| 負債の部 | |||||||||||
| 流動負債 | |||||||||||
| 支払手形及び買掛金 | 385 | 413 | 500 | 509 | 682 | 696 | 797 | 344 | 769 | 816 | 609 |
| 短期借入金 | 18,286 | 17,627 | 10,873 | 11,547 | 15,330 | 15,992 | 15,284 | 18,528 | 19,242 | 16,054 | 13,440 |
| コマーシャル・ペーパー | - | 14,997 | 29,998 | 39,998 | 29,998 | 5,000 | 24,999 | 34,998 | 29,989 | 54,914 | 84,938 |
| １年内返済予定の長期借入金 | 103,758 | 117,907 | 160,244 | 146,714 | 91,048 | 69,416 | 94,429 | 104,381 | 123,808 | 179,334 | 194,903 |
| １年内償還予定の社債 | 16,700 | 25,000 | 45,350 | 41,519 | 48,026 | 53,760 | 58,720 | 32,600 | 60,650 | 13,248 | 62,455 |
| リース債務 | 372 | 281 | 573 | 523 | 405 | 354 | 170 | 117 | 350 | 333 | 370 |
| 未払法人税等 | 3,136 | 3,543 | 5,112 | 7,772 | 7,888 | 7,258 | 13,648 | 6,644 | 13,160 | 7,843 | 24,179 |
| 債務保証損失引当金 | 8,093 | 8,722 | 10,061 | 9,661 | 9,475 | 8,876 | 8,873 | 9,612 | 11,973 | 12,661 | 13,498 |
| 資産除去債務 | 14 | 18 | 89 | 10 | 32 | 408 | 611 | 709 | 579 | 839 | 424 |
| その他 | 12,842 | 13,128 | 16,063 | 16,205 | 13,767 | 13,479 | 12,794 | 14,527 | 15,208 | 13,179 | 14,590 |
| 割賦利益繰延 | 64 | 66 | 53 | 42 | 36 | 28 | 25 | 26 | - | - | - |
| 銀行業預金 | 63,875 | 55,427 | 53,074 | 52,319 | - | - | - | - | - | - | - |
| 繰延税金負債 | - | - | 0 | - | - | - | - | - | - | - | - |
| 流動負債合計 | 227,529 | 257,134 | 331,995 | 326,824 | 216,694 | 175,271 | 230,355 | 222,491 | 275,732 | 299,224 | 409,409 |
| 固定負債 | |||||||||||
| 社債 | 193,058 | 216,838 | 211,210 | 202,691 | 196,300 | 155,800 | 119,010 | 91,660 | 104,086 | 145,727 | 114,660 |
| 長期借入金 | 316,766 | 313,505 | 276,841 | 282,671 | 333,388 | 309,431 | 257,899 | 298,857 | 325,553 | 277,848 | 261,857 |
| リース債務 | 586 | 329 | 1,150 | 896 | 642 | 238 | 75 | 25 | 1,070 | 749 | 544 |
| 利息返還損失引当金 | 90,000 | 164,900 | 104,068 | 102,300 | 87,600 | 56,741 | 86,200 | 57,723 | 30,346 | 48,000 | 41,500 |
| 退職給付に係る負債 | 207 | 272 | 334 | 338 | 676 | 721 | 784 | 789 | 983 | 1,331 | 1,738 |
| 資産除去債務 | 4,546 | 4,480 | 4,320 | 4,159 | 4,375 | 5,420 | 4,779 | 5,653 | 5,061 | 4,043 | 3,681 |
| その他 | 295 | 177 | 1,574 | 470 | 186 | 357 | 230 | 277 | 394 | 448 | 532 |
| 役員退職慰労引当金 | 26 | 27 | 22 | 25 | 28 | - | - | - | - | - | - |
| 繰延税金負債 | - | - | - | - | - | - | - | - | - | - | - |
| 繰延税金負債 | 3,913 | 4,037 | 4,893 | 28 | - | - | - | - | - | - | - |
| 固定負債合計 | 609,401 | 704,570 | 604,417 | 593,581 | 623,198 | 528,710 | 468,978 | 454,987 | 467,495 | 478,149 | 424,514 |
| 負債合計 | 836,930 | 961,704 | 936,413 | 920,406 | 839,892 | 703,981 | 699,333 | 677,478 | 743,228 | 777,374 | 833,924 |
| 純資産の部 | |||||||||||
| 株主資本 | |||||||||||
| 資本金 | 63,832 | 63,832 | 63,832 | 63,832 | 63,832 | 63,832 | 63,832 | 63,832 | 63,832 | 63,832 | 63,832 |
| 資本剰余金 | 73,578 | 73,578 | 73,578 | 73,549 | 73,549 | 73,549 | 69,861 | 69,861 | 69,861 | 69,861 | 69,861 |
| 利益剰余金 | 204,025 | 131,837 | 202,410 | 237,058 | 291,959 | 362,991 | 393,163 | 433,990 | 469,849 | 481,608 | 534,610 |
| 自己株式 | -19,794 | -19,794 | -19,794 | -19,794 | -19,794 | -19,794 | 0 | 0 | 0 | 0 | 0 |
| 株主資本合計 | 321,641 | 249,453 | 320,026 | 354,646 | 409,547 | 480,578 | 526,857 | 567,683 | 603,543 | 615,301 | 668,304 |
| その他の包括利益累計額 | |||||||||||
| その他有価証券評価差額金 | 7 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - |
| 為替換算調整勘定 | 1,669 | 1,128 | 3,412 | 2,832 | 7,956 | 4,444 | 4,306 | 12,943 | 21,153 | 35,736 | 46,057 |
| 退職給付に係る調整累計額 | 57 | -579 | -523 | -1,304 | -2,180 | 661 | 716 | 459 | 3,314 | 2,523 | 4,658 |
| その他の包括利益累計額合計 | 1,735 | 552 | 2,889 | 1,528 | 5,775 | 5,105 | 5,023 | 13,403 | 24,468 | 38,260 | 50,715 |
| 非支配株主持分 | 14,755 | 17,219 | 21,521 | 25,327 | 27,173 | 29,443 | 32,082 | 38,750 | 46,164 | 55,473 | 63,435 |
| 純資産合計 | 338,132 | 267,226 | 344,437 | 381,501 | 442,496 | 515,128 | 563,963 | 619,837 | 674,175 | 709,035 | 782,455 |
| 負債純資産合計 | 1,175,063 | 1,228,930 | 1,280,851 | 1,301,908 | 1,282,389 | 1,219,109 | 1,263,296 | 1,297,316 | 1,417,403 | 1,486,409 | 1,616,379 |