指標
自己資本比率
ネットキャッシュ比率
D/Eレシオ
負債・純資産の部
負債・純資産の部
利益剰余金
有利子負債・現金
資産の部
資産の部
流動資産
有形・無形固定資産
投資有価証券
のれん
貸借対照表
2016-03百万円 | 2017-03百万円 | 2018-03百万円 | 2019-03百万円 | 2020-03百万円 | 2021-03百万円 | 2022-03百万円 | 2023-03百万円 | 2024-03百万円 | 2025-03百万円 | 2026-03百万円 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 資産の部 | |||||||||||
| 現金預け金 | 187,931 | 245,944 | 299,777 | 318,546 | 337,394 | 520,145 | 537,955 | 371,140 | 462,733 | 509,248 | 484,242 |
| 商品有価証券 | 372 | 466 | 467 | 424 | 383 | 495 | 436 | 478 | 399 | 358 | 612 |
| 金銭の信託 | 5,447 | 5,429 | 3,437 | 3,856 | 3,510 | 3,855 | 1,327 | 1,108 | 1,166 | 1,143 | 1,135 |
| 有価証券 | 811,256 | 786,480 | 765,066 | 692,047 | 642,054 | 699,488 | 727,889 | 691,510 | 687,210 | 735,254 | 773,217 |
| 貸出金 | 2,022,508 | 2,525,015 | 2,677,784 | 2,800,149 | 2,906,770 | 3,083,708 | 3,229,950 | 3,395,321 | 3,555,880 | 3,689,857 | 3,846,705 |
| 外国為替 | 4,179 | 3,428 | 4,728 | 4,985 | 5,979 | 6,508 | 7,247 | 4,923 | 4,371 | 4,004 | 4,367 |
| リース債権及びリース投資資産 | 8,393 | 8,561 | 8,578 | 8,756 | 8,938 | 9,660 | 10,023 | 10,545 | 12,076 | 13,629 | 14,859 |
| その他資産 | 23,775 | 23,084 | 28,117 | 46,657 | 55,852 | 54,419 | 52,559 | 45,010 | 53,712 | 44,539 | 43,189 |
| 有形固定資産 | 30,486 | 32,290 | 33,490 | 34,648 | 35,655 | 36,936 | 35,967 | 35,743 | 37,165 | 36,951 | 37,959 |
| 建物 | 11,623 | 12,634 | 12,269 | 12,457 | 17,734 | 17,456 | 18,092 | 17,926 | 18,030 | 17,277 | 18,388 |
| 土地 | 15,815 | 16,501 | 16,355 | 15,874 | 15,741 | 15,374 | 15,766 | 15,692 | 15,631 | 15,205 | 15,486 |
| リース資産 | 974 | 830 | 724 | 602 | 598 | 561 | 376 | 208 | 1,631 | 1,963 | 1,981 |
| 建設仮勘定 | 136 | 268 | 2,450 | 4,205 | 74 | 1,919 | 183 | 479 | 236 | 1,050 | 497 |
| その他の有形固定資産 | 1,936 | 2,054 | 1,691 | 1,509 | 1,505 | 1,623 | 1,548 | 1,437 | 1,634 | 1,454 | 1,604 |
| 無形固定資産 | 125 | 3,679 | 3,189 | 1,746 | 1,794 | 1,457 | 1,369 | 1,114 | 747 | 966 | 1,760 |
| ソフトウエア | 0 | 3,549 | 3,063 | 1,622 | 1,668 | 1,333 | 1,240 | 963 | 580 | 221 | 723 |
| その他の無形固定資産 | 113 | 123 | 123 | 123 | 126 | 123 | 129 | 151 | 166 | 745 | 1,036 |
| リース資産 | 10 | 6 | 2 | - | - | - | - | - | - | - | - |
| 退職給付に係る資産 | 1,167 | 2,478 | 3,184 | 3,368 | 3,082 | 5,325 | 5,860 | 6,358 | 9,399 | 10,632 | 14,177 |
| 繰延税金資産 | - | - | - | - | 1,232 | 138 | 163 | 3,463 | 304 | 2,869 | 2,854 |
| 支払承諾見返 | 6,180 | 6,866 | 7,250 | 7,199 | 8,025 | 7,885 | 7,309 | 7,108 | 7,257 | 7,116 | 6,869 |
| 貸倒引当金 | -22,591 | -23,939 | -23,358 | -24,319 | -22,484 | -22,121 | -22,003 | -22,466 | -21,971 | -21,944 | -27,853 |
| コールローン及び買入手形 | - | - | - | - | 5,000 | - | - | - | - | - | - |
| 繰延税金資産 | 765 | 826 | 701 | 1,174 | - | - | - | - | - | - | - |
| 資産の部合計 | 3,080,000 | 3,620,611 | 3,812,417 | 3,899,242 | 3,993,190 | 4,407,903 | 4,596,057 | 4,551,361 | 4,810,452 | 5,034,627 | 5,204,096 |
| 負債の部 | |||||||||||
| 預金 | 2,704,251 | 3,206,424 | 3,328,805 | 3,475,431 | 3,529,564 | 3,827,292 | 3,948,642 | 4,018,219 | 4,212,649 | 4,420,356 | 4,572,190 |
| 譲渡性預金 | 52,883 | 56,143 | 70,931 | 76,216 | 69,934 | 68,979 | 113,501 | 128,635 | 124,618 | 124,032 | 140,891 |
| 借用金 | 43,796 | 70,976 | 88,340 | 61,600 | 57,790 | 202,817 | 243,775 | 80,822 | 138,242 | 165,466 | 141,223 |
| 外国為替 | 205 | 6 | 12 | 19 | 11 | 17 | 23 | 29 | 35 | 7 | 20 |
| その他負債 | 22,405 | 26,368 | 17,002 | 14,748 | 23,899 | 27,947 | 33,771 | 35,810 | 21,056 | 31,827 | 43,574 |
| 賞与引当金 | 337 | 541 | 540 | 321 | 311 | 315 | 328 | 341 | 341 | 345 | 370 |
| 役員賞与引当金 | 76 | 92 | 88 | 91 | 94 | 103 | 106 | 98 | 110 | 110 | 116 |
| 退職給付に係る負債 | 362 | 295 | 291 | 299 | 176 | 154 | 148 | 148 | 142 | 141 | 64 |
| 睡眠預金払戻損失引当金 | 444 | 470 | 502 | 503 | 382 | 269 | 188 | 130 | 90 | 66 | 43 |
| 偶発損失引当金 | 150 | 135 | 135 | 122 | 153 | 146 | 137 | 128 | 167 | 206 | 229 |
| 繰延税金負債 | - | - | - | - | 185 | 4,972 | 1,372 | 67 | 465 | 190 | 397 |
| 再評価に係る繰延税金負債 | 926 | 912 | 896 | 891 | 890 | 817 | 808 | 808 | 808 | 735 | 729 |
| 支払承諾 | 6,180 | 6,866 | 7,250 | 7,199 | 8,025 | 7,885 | 7,309 | 7,108 | 7,257 | 7,116 | 6,869 |
| コールマネー及び売渡手形 | 59,500 | 35,000 | 74,000 | 30,000 | 81,766 | 23,000 | - | 23,000 | 27,000 | - | - |
| 債券貸借取引受入担保金 | - | - | - | - | - | - | - | 8,656 | - | - | - |
| 債務保証損失引当金 | - | - | - | - | - | - | 213 | - | - | - | - |
| システム解約損失引当金 | - | - | - | 659 | - | - | - | - | - | - | - |
| 繰延税金負債 | 4,665 | 4,553 | 4,360 | 4,272 | - | - | - | - | - | - | - |
| 負債の部合計 | 2,896,185 | 3,408,787 | 3,593,159 | 3,672,377 | 3,773,186 | 4,164,719 | 4,350,327 | 4,304,004 | 4,532,986 | 4,750,604 | 4,906,723 |
| 純資産の部 | |||||||||||
| 資本金 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 30,228 | 30,228 | 30,228 |
| 資本剰余金 | 21,886 | 25,974 | 25,878 | 25,871 | 25,843 | 25,808 | 25,972 | 25,890 | 31,116 | 31,109 | 31,130 |
| 利益剰余金 | 111,800 | 136,321 | 146,217 | 155,055 | 161,895 | 170,751 | 182,386 | 195,000 | 207,305 | 220,949 | 232,783 |
| 自己株式 | -776 | -500 | -152 | -588 | -2,015 | -1,515 | -1,142 | -595 | -490 | -407 | -1,050 |
| その他有価証券評価差額金 | 21,357 | 20,104 | 17,233 | 16,474 | 4,564 | 16,819 | 7,730 | -3,251 | 2,056 | -5,171 | -4,475 |
| 繰延ヘッジ損益 | 0 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | 0 | 0 |
| 土地再評価差額金 | 1,622 | 1,590 | 1,553 | 1,571 | 1,570 | 1,402 | 1,406 | 1,423 | 1,423 | 1,187 | 1,174 |
| 退職給付に係る調整累計額 | -502 | -6 | 69 | -286 | -737 | 784 | 763 | 716 | 2,477 | 2,604 | 4,157 |
| 新株予約権 | 770 | 935 | 972 | 1,191 | 1,244 | 1,224 | 1,215 | 1,005 | 1,048 | 1,115 | 870 |
| 非支配株主持分 | 2,655 | 2,404 | 2,484 | 2,574 | 2,638 | 2,907 | 2,398 | 2,167 | 2,300 | 2,407 | 2,554 |
| 株主資本合計 | 157,910 | 186,795 | 196,942 | 205,339 | 210,723 | 220,043 | 232,216 | 245,295 | 268,160 | 281,880 | 293,092 |
| その他の包括利益累計額合計 | 22,477 | 21,688 | 18,858 | 17,759 | 5,397 | 19,007 | 9,900 | -1,111 | 5,957 | -1,379 | 856 |
| 純資産の部合計 | 183,814 | 211,824 | 219,257 | 226,864 | 220,003 | 243,183 | 245,730 | 247,356 | 277,466 | 284,023 | 297,373 |
| 負債及び純資産の部合計 | 3,080,000 | 3,620,611 | 3,812,417 | 3,899,242 | 3,993,190 | 4,407,903 | 4,596,057 | 4,551,361 | 4,810,452 | 5,034,627 | 5,204,096 |