指標
自己資本比率
ネットキャッシュ比率
D/Eレシオ
負債・純資産の部
負債・純資産の部
利益剰余金
有利子負債・現金
資産の部
資産の部
流動資産
有形・無形固定資産
投資有価証券
のれん
貸借対照表
2016-03百万円 | 2017-03百万円 | 2018-03百万円 | 2019-03百万円 | 2020-03百万円 | 2021-03百万円 | 2022-03百万円 | 2023-03百万円 | 2024-03百万円 | 2025-03百万円 | 2026-03百万円 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 資産の部 | |||||||||||
| 現金預け金 | 405,539 | 515,886 | 377,636 | 402,718 | 538,902 | 753,974 | 844,418 | 936,273 | 1,157,591 | 980,840 | 826,022 |
| コールローン及び買入手形 | 43,600 | 3,987 | 1,264 | 2,308 | 2,513 | - | 6,095 | 9,640 | 5,238 | 9,829 | 8,709 |
| 買入金銭債権 | 4,202 | 45,724 | 55,650 | 59,326 | 74,199 | 68,935 | 70,029 | 58,527 | 72,311 | 70,165 | 67,755 |
| 商品有価証券 | 658 | 794 | 707 | 973 | 1,006 | 845 | 777 | 861 | 1,061 | 1,190 | 1,396 |
| 金銭の信託 | - | - | - | - | 651 | 1,620 | 1,739 | 2,867 | 4,508 | 5,132 | 6,434 |
| 有価証券 | 1,210,097 | 1,281,164 | 1,208,629 | 1,095,059 | 948,042 | 1,019,415 | 1,012,755 | 856,976 | 927,806 | 834,771 | 878,090 |
| 貸出金 | 3,359,919 | 3,621,372 | 3,676,146 | 3,696,398 | 3,760,834 | 3,926,518 | 4,346,138 | 4,706,163 | 4,821,294 | 4,980,179 | 5,277,513 |
| 外国為替 | 6,531 | 7,584 | 13,556 | 5,984 | 5,593 | 9,422 | 6,860 | 4,519 | 4,857 | 5,658 | 5,683 |
| リース債権及びリース投資資産 | - | - | - | - | 17,622 | 18,714 | 22,198 | 24,853 | 28,333 | 31,098 | 35,126 |
| その他資産 | 29,258 | 42,617 | 84,062 | 47,525 | 93,273 | 62,998 | 65,135 | 73,708 | 77,650 | 71,586 | 100,433 |
| 有形固定資産 | 53,217 | 56,085 | 59,627 | 60,266 | 58,419 | 56,362 | 55,636 | 55,971 | 59,913 | 58,439 | 58,976 |
| 建物 | 13,074 | 12,909 | 19,600 | 19,696 | 17,119 | 16,499 | 15,831 | 15,435 | 19,583 | 19,176 | 21,189 |
| 土地 | 34,547 | 34,547 | 34,216 | 35,451 | 33,192 | 33,192 | 33,192 | 33,037 | 33,037 | 31,672 | 30,423 |
| リース資産 | 1,101 | 1,252 | 1,780 | 1,538 | 2,262 | 2,022 | 1,940 | 1,675 | 1,638 | 1,507 | 1,955 |
| 建設仮勘定 | 2,226 | 5,274 | 1,240 | 226 | 439 | 6 | 71 | 1,580 | 431 | 535 | 6 |
| その他の有形固定資産 | 2,266 | 2,100 | 2,789 | 3,354 | 5,404 | 4,641 | 4,601 | 4,241 | 5,223 | 5,546 | 5,401 |
| 無形固定資産 | 2,039 | 1,903 | 2,365 | 3,097 | 3,771 | 6,629 | 7,918 | 12,922 | 17,636 | 16,195 | 14,999 |
| ソフトウェア | 1,441 | 1,106 | 1,421 | 2,054 | 1,998 | 4,101 | 7,068 | 6,565 | 8,277 | 11,054 | 9,753 |
| のれん | - | - | - | - | - | - | - | 2,985 | 4,417 | 3,916 | 3,416 |
| リース資産 | 198 | 143 | 94 | 116 | 256 | 271 | 205 | 148 | 138 | 331 | 373 |
| その他の無形固定資産 | 399 | 653 | 848 | 926 | 1,516 | 2,257 | 643 | 3,222 | 4,803 | 892 | 1,455 |
| 退職給付に係る資産 | 8,647 | 14,125 | 18,391 | 14,128 | 13,234 | 24,054 | 28,952 | 18,400 | 34,693 | 35,812 | 50,529 |
| 繰延税金資産 | - | - | - | - | 11,251 | 3,140 | 4,769 | 7,049 | 1,940 | 8,903 | 1,833 |
| 支払承諾見返 | 5,860 | 7,880 | 5,677 | 5,596 | 4,905 | 4,412 | 5,623 | 5,971 | 5,526 | 7,822 | 7,581 |
| 貸倒引当金 | -24,122 | -29,644 | -26,195 | -26,112 | -33,076 | -35,101 | -35,240 | -32,557 | -26,863 | -23,061 | -23,728 |
| 繰延税金資産 | 7,035 | 7,823 | 5,184 | 5,940 | - | - | - | - | - | - | - |
| 繰延資産 | 56 | - | - | - | - | - | - | - | - | - | - |
| 資産の部合計 | 5,112,540 | 5,577,306 | 5,482,704 | 5,373,212 | 5,501,145 | 5,921,945 | 6,443,807 | 6,742,149 | 7,193,503 | 7,094,566 | 7,317,357 |
| 負債の部 | |||||||||||
| 預金 | 4,502,192 | 4,717,562 | 4,652,109 | 4,527,089 | 4,631,187 | 4,972,473 | 5,157,583 | 5,625,386 | 5,830,294 | 6,107,621 | 6,185,446 |
| 譲渡性預金 | 34,206 | 21,340 | 9,540 | 16,100 | 7,300 | 9,500 | 9,500 | 9,500 | 71,000 | 328,200 | 403,200 |
| コールマネー及び売渡手形 | - | 40,706 | 58,937 | 113,329 | 217,692 | 59,632 | 117,525 | 448,139 | 654,868 | 27,196 | 26,879 |
| 債券貸借取引受入担保金 | 293,327 | 361,309 | 357,265 | 344,918 | 256,620 | 271,382 | 302,567 | 184,751 | 155,252 | 128,696 | 108,051 |
| 借用金 | 7,425 | 103,416 | 73,558 | 43,566 | 42,177 | 241,372 | 463,903 | 79,786 | 53,936 | 47,910 | 61,646 |
| 外国為替 | 68 | 936 | 224 | 533 | 232 | 293 | 655 | 258 | 1,012 | 560 | 816 |
| 社債 | 16,000 | - | - | - | 4,200 | 4,000 | 3,800 | 7,008 | 5,848 | 4,220 | 2,940 |
| その他負債 | 35,803 | 30,150 | 25,167 | 24,561 | 37,291 | 43,864 | 60,044 | 50,696 | 46,202 | 67,190 | 92,175 |
| 賞与引当金 | 2,038 | 2,213 | 2,140 | 1,701 | 1,637 | 1,523 | 1,605 | 1,670 | 1,815 | 1,906 | 1,957 |
| 役員賞与引当金 | - | - | - | 158 | 183 | 155 | 114 | 155 | 176 | 180 | 234 |
| 株式報酬引当金 | - | - | - | 82 | 139 | 163 | 217 | 374 | 389 | 395 | 485 |
| 退職給付に係る負債 | 5,530 | 4,453 | 2,845 | 65 | 65 | 53 | 56 | 75 | 82 | 138 | 89 |
| 役員退職慰労引当金 | 85 | 110 | 67 | 20 | 23 | 14 | 7 | 67 | 118 | 49 | 111 |
| ポイント引当金 | 53 | 57 | 58 | 39 | 40 | 43 | 51 | 74 | 95 | 114 | 95 |
| 睡眠預金払戻損失引当金 | 988 | 1,010 | 1,185 | 1,351 | 1,318 | 1,289 | 370 | 259 | 174 | 107 | 57 |
| 偶発損失引当金 | 659 | 675 | 612 | 656 | 659 | 794 | 757 | 883 | 885 | 873 | 855 |
| 特別法上の引当金 | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 |
| 繰延税金負債 | - | - | - | - | 60 | 86 | 106 | 116 | 83 | 66 | 1,294 |
| 支払承諾 | 5,860 | 7,880 | 5,677 | 5,596 | 4,905 | 4,412 | 5,623 | 5,971 | 5,526 | 7,822 | 7,581 |
| 信託勘定借 | - | - | 53 | 245 | - | - | - | - | 609 | - | - |
| 利息返還損失引当金 | 14 | 10 | 8 | 8 | 8 | 7 | 3 | - | - | - | - |
| システム解約損失引当金 | - | 200 | 200 | - | 935 | - | - | - | - | - | - |
| 事業譲渡損失引当金 | - | - | 194 | - | - | - | - | - | - | - | - |
| 繰延税金負債 | 55 | 1,902 | 1,837 | 61 | - | - | - | - | - | - | - |
| 再評価に係る繰延税金負債 | 14 | 14 | - | - | - | - | - | - | - | - | - |
| 新株予約権付社債 | 5,000 | - | - | - | - | - | - | - | - | - | - |
| 負債の部合計 | 4,909,324 | 5,293,949 | 5,191,683 | 5,080,087 | 5,206,683 | 5,611,065 | 6,124,495 | 6,415,177 | 6,828,373 | 6,723,250 | 6,893,917 |
| 純資産の部 | |||||||||||
| 資本金 | 20,000 | 27,500 | 27,500 | 27,500 | 27,500 | 27,500 | 27,500 | 27,500 | 27,500 | 27,500 | 27,500 |
| 資本剰余金 | 99,585 | 150,733 | 150,576 | 150,473 | 150,684 | 150,677 | 150,966 | 150,968 | 150,974 | 151,024 | 151,099 |
| 利益剰余金 | 80,913 | 104,574 | 106,206 | 109,053 | 114,641 | 117,514 | 133,470 | 151,399 | 172,896 | 199,225 | 235,927 |
| 自己株式 | -594 | -632 | -625 | -804 | -814 | -742 | -966 | -1,198 | -936 | -1,309 | -1,181 |
| その他有価証券評価差額金 | 8,390 | 3,166 | 6,075 | 7,923 | 5,629 | 13,078 | 4,186 | -5,121 | 1,696 | -18,299 | -17,624 |
| 繰延ヘッジ損益 | 6 | - | - | - | 41 | 189 | 675 | - | -397 | 2,498 | 9,974 |
| 土地再評価差額金 | -209 | -209 | -242 | -242 | -242 | -242 | -242 | -242 | -242 | -242 | -242 |
| 為替換算調整勘定 | 11 | 8 | 10 | 8 | 4 | 11 | 24 | 25 | 40 | 36 | 57 |
| 退職給付に係る調整累計額 | -5,221 | -2,216 | 1,146 | -1,250 | -3,038 | 2,863 | 3,676 | 3,573 | 13,561 | 10,845 | 17,860 |
| 新株予約権 | 46 | 95 | 101 | 56 | 56 | 30 | 13 | 13 | 9 | 9 | 9 |
| 非支配株主持分 | 286 | 337 | 271 | 404 | - | - | 8 | 55 | 27 | 28 | 60 |
| 株主資本合計 | 199,905 | 282,175 | 283,657 | 286,223 | 292,010 | 294,949 | 310,969 | 328,669 | 350,434 | 376,440 | 413,344 |
| その他の包括利益累計額合計 | 2,977 | 748 | 6,989 | 6,440 | 2,394 | 15,900 | 8,320 | -1,765 | 14,658 | -5,161 | 10,025 |
| 純資産の部合計 | 203,216 | 283,357 | 291,020 | 293,124 | 294,462 | 310,880 | 319,312 | 326,972 | 365,129 | 371,316 | 423,440 |
| 負債及び純資産の部合計 | 5,112,540 | 5,577,306 | 5,482,704 | 5,373,212 | 5,501,145 | 5,921,945 | 6,443,807 | 6,742,149 | 7,193,503 | 7,094,566 | 7,317,357 |